Established Patient Office Visit (level 2) at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$125.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$322.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.25 with United vs $322.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $32.25 ↓ -74%
United Medicaid|> 21 $32.25 ↓ -74%
WCMG Commercial|All Plans $35.42 ↓ -72%
Hill Physicians Medicaid|All Plans $35.48 ↓ -72%
Hill Physicians Commercial|All Plans $35.54 ↓ -72%
BCBS - Anthem Medicaid|All Plans $49.32 ↓ -61%
Hill Physicians Medicare|All Plans $59.48 ↓ -53%
Molina Medicaid|All Plans $60.63 ↓ -52%
Health Net Medicaid|All Plans $76.11 ↓ -39%
California Health & Wellness Medicaid|All Plans $76.11 ↓ -39%
Blue Shield CA Commercial|ACO Trio $98.00 ↓ -22%
Western Health Advantage Commercial|All Plans $112.70 ↓ -10%
Blue Shield CA Commercial|ACO Trio CalPers $123.00 ↓ -2%
Blue Shield CA Commercial|Exchange $123.00 ↓ -2%
Kaiser Medicaid|All Plans $132.02 ↑ +5%
Partnership Health Plan Medicaid|All Plans $138.68 ↑ +11%
Blue Shield CA Commercial|HMO $164.00 ↑ +31%
Cigna Commercial|LocalPlus $168.00 ↑ +34%
Blue Shield CA Commercial|PPO Tandem $179.00 ↑ +43%
Blue Shield CA Commercial|CalPers $192.00 ↑ +53%
Blue Shield CA Commercial|All Other Plans $193.00 ↑ +54%
BCBS - Anthem Commercial|Connection EPO $199.64 ↑ +59%
Cigna Commercial|All Other Plans $225.00 ↑ +80%
Healthsmart Commercial|All Plans $241.50 ↑ +93%
First Health Commercial|All Plans $241.50 ↑ +93%
BCBS - Anthem Commercial|All Other Plans $247.94 ↑ +98%
Kaiser Commercial|All Plans $254.38 ↑ +103%
Sutter Health Commercial|All Plans $257.60 ↑ +106%
MultiPlan Commercial|All Plans $264.04 ↑ +111%
BCBS - Anthem Commercial|MCS $322.00 ↑ +157%
United Commercial|Non-Options PPO $322.00 ↑ +157%

Visitor-reported prices

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Established Patient Office Visit (level 2) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $559.01 $28.15 – $226.00
Banner Lassen Medical Center Susanville $737.20 $29.86 – $276.45
Arroyo Grande Hospital Santa Maria $130.54 $16.37 – $305.00
Mark Twain Medical Center San Andreas $68.60 $8.28 – $32.00
French Hospital San Luis Obispo $119.56 $16.37 – $298.90
Bakersfield Memorial Hospital Bakersfield $86.25 $32.25 – $232.00
Healdsburg Hospital Healdsburg $205.02 not published
Redwood Memorial Hospital Fortuna $55.08 not published

All California hospitals for this procedure →