Edu/train/pt/nonmd/in person/30 min98960 at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$65.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$168.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.48 with WCMG vs $27,872.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $18.48 ↓ -72%
United Medicaid|> 21 $26.66 ↓ -59%
United Medicaid|< 21 $26.66 ↓ -59%
Hill Physicians Medicaid|All Plans $29.33 ↓ -55%
Molina Medicaid|All Plans $50.12 ↓ -23%
BCBS - Anthem Medicaid|All Plans $50.65 ↓ -23%
Western Health Advantage Commercial|All Plans $58.80 ↓ -10%
Health Net Medicaid|All Plans $62.92 ↓ -4%
California Health & Wellness Medicaid|All Plans $62.92 ↓ -4%
Kaiser Medicaid|All Plans $68.88 ↑ +5%
Partnership Health Plan Medicaid|All Plans $114.64 ↑ +75%
First Health Commercial|All Plans $126.00 ↑ +93%
Healthsmart Commercial|All Plans $126.00 ↑ +93%
Kaiser Commercial|All Plans $132.72 ↑ +103%
Sutter Health Commercial|All Plans $134.40 ↑ +106%
MultiPlan Commercial|All Plans $137.76 ↑ +111%
United Commercial|Non-Options PPO $168.00 ↑ +157%
United Commercial|HMO $13,336.00 ↑ +20304%
United Commercial|All Other Plans $27,872.00 ↑ +42544%

Visitor-reported prices

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Edu/train/pt/nonmd/in person/30 min98960 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $64.39 $39.69 – $114.66
Arroyo Grande Hospital Santa Maria $62.92 $26.66 – $144.06
Mark Twain Medical Center San Andreas $167.17 $26.66 – $245.98
French Hospital San Luis Obispo $57.63 $26.66 – $144.06
Mercy Hospitals – Bakersfield Bakersfield $55.65 $26.66 – $120.00
Bakersfield Memorial Hospital Bakersfield $55.05 $26.66 – $150.00
Queen of The Valley Medical Center Napa $118.32 not published
St. Joseph's Medical Center Stockton Stockton $56.45 $26.66 – $122.18

All California hospitals for this procedure →