Cystoscopy and treatment at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,639.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,357.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$151.18 with Hill Physicians vs $10,369.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $151.18 ↓ -96%
Hill Physicians Medicare|All Plans $336.23 ↓ -91%
United Medicaid|> 21 $338.36 ↓ -91%
United Medicaid|< 21 $338.36 ↓ -91%
Hill Physicians Medicaid|All Plans $586.71 ↓ -84%
BCBS - Anthem Medicaid|All Plans $803.61 ↓ -78%
Molina Medicaid|All Plans $1,002.74 ↓ -72%
WCMG Commercial|All Plans $1,029.27 ↓ -72%
California Health & Wellness Medicaid|All Plans $1,258.75 ↓ -65%
Health Net Medicaid|All Plans $1,258.75 ↓ -65%
Partnership Health Plan Medicaid|All Plans $1,818.67 ↓ -50%
BCBS - Anthem Medicare|All Other Plans $2,538.51 ↓ -30%
Humana Commercial|All Plans $2,691.95 ↓ -26%
Aetna Medicare|All Plans $2,691.95 ↓ -26%
United Medicare|All Plans $2,691.95 ↓ -26%
Kaiser Medicare|All Plans $2,691.95 ↓ -26%
Blue Shield CA Medicare|HMO $2,691.95 ↓ -26%
Blue Shield CA Medicare|PPO $2,691.95 ↓ -26%
BCBS - Anthem Medicare|Imperial $2,772.71 ↓ -24%
Western Health Advantage Commercial|All Plans $3,274.95 ↓ -10%
Blue Shield CA Commercial|ACO Trio $3,708.00 ↑ +2%
Kaiser Medicaid|All Plans $3,836.37 ↑ +5%
Blue Shield CA Commercial|Exchange $4,667.00 ↑ +28%
Blue Shield CA Commercial|ACO Trio CalPers $4,725.00 ↑ +30%
Health Net Commercial|EPPO $5,416.00 ↑ +49%
BCBS - Anthem Commercial|Connection EPO $5,698.00 ↑ +57%
Blue Shield CA Commercial|PPO Tandem $6,831.00 ↑ +88%
Blue Shield CA Commercial|HMO $6,923.00 ↑ +90%
First Health Commercial|All Plans $7,017.75 ↑ +93%
Healthsmart Commercial|All Plans $7,017.75 ↑ +93%
BCBS - Anthem Commercial|All Other Plans $7,122.00 ↑ +96%
Blue Shield CA Commercial|CalPers $7,368.00 ↑ +102%
Kaiser Commercial|All Plans $7,392.03 ↑ +103%
Sutter Health Commercial|All Plans $7,485.60 ↑ +106%
MultiPlan Commercial|All Plans $7,672.74 ↑ +111%
Aetna Commercial|PPO $8,006.00 ↑ +120%
Aetna Commercial|HMO $8,006.00 ↑ +120%
Aetna Commercial|All Other Plans $8,006.00 ↑ +120%
Blue Shield CA Commercial|All Other Plans $8,133.00 ↑ +123%
United Commercial|Non-Options PPO $9,357.00 ↑ +157%
BCBS - Anthem Commercial|MCS $9,971.00 ↑ +174%
Health Net Commercial|FFS $10,369.00 ↑ +185%

Visitor-reported prices

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Cystoscopy and treatment at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $4,301.85 $2,570.00 – $4,657.00
Mark Twain Medical Center San Andreas $289.71 $107.11 – $405.72
Queen of The Valley Medical Center Napa $6,023.61 $2,968.05 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $3,070.20 $2,688.58 – $9,858.00
Healdsburg Hospital Healdsburg $3,197.70 $2,816.47 – $5,198.77
Redwood Memorial Hospital Fortuna $2,838.66 $8,005.00 – $25,998.00
Santa Rosa Memorial Hospital Santa Rosa $5,546.76 $2,908.69 – $4,737.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,153.44 $2,285.30 – $6,920.00

All California hospitals for this procedure →