CT thoracic spine w/contrast at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,800.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$128.99 with Hill Physicians vs $5,904.00 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $128.99 ↓ -95%
Hill Physicians Medicare|All Plans $199.34 ↓ -93%
BCBS - Anthem Medicare|All Other Plans $220.61 ↓ -92%
Kaiser Medicare|All Plans $233.94 ↓ -92%
Humana Commercial|All Plans $233.94 ↓ -92%
Aetna Medicare|All Plans $233.94 ↓ -92%
Blue Shield CA Medicare|PPO $233.94 ↓ -92%
United Medicare|All Plans $233.94 ↓ -92%
Blue Shield CA Medicare|HMO $233.94 ↓ -92%
United Medicaid|< 21 $235.73 ↓ -92%
United Medicaid|> 21 $235.73 ↓ -92%
BCBS - Anthem Medicare|Imperial $240.96 ↓ -91%
Hill Physicians Medicaid|All Plans $259.30 ↓ -91%
United Commercial|All Other Plans $401.74 ↓ -86%
United Commercial|HMO $401.74 ↓ -86%
United Commercial|Non-Options PPO $401.74 ↓ -86%
Molina Medicaid|All Plans $443.17 ↓ -84%
California Health & Wellness Medicaid|All Plans $556.32 ↓ -80%
Health Net Medicaid|All Plans $556.32 ↓ -80%
BCBS - Anthem Medicaid|All Plans $690.95 ↓ -75%
WCMG Commercial|All Plans $792.00 ↓ -72%
Aetna Commercial|All Other Plans $793.68 ↓ -72%
Aetna Commercial|PPO $793.68 ↓ -72%
Aetna Commercial|HMO $793.68 ↓ -72%
Partnership Health Plan Medicaid|All Plans $1,013.64 ↓ -64%
Western Health Advantage Commercial|All Plans $2,520.00 ↓ -10%
BCBS - Anthem Commercial|Connection EPO $2,580.00 ↓ -8%
Kaiser Medicaid|All Plans $2,952.00 ↑ +5%
BCBS - Anthem Commercial|All Other Plans $3,225.00 ↑ +15%
Cigna Commercial|LocalPlus $3,925.00 ↑ +40%
BCBS - Anthem Commercial|MCS $4,515.00 ↑ +61%
Cigna Commercial|All Other Plans $5,233.00 ↑ +87%
First Health Commercial|All Plans $5,400.00 ↑ +93%
Healthsmart Commercial|All Plans $5,400.00 ↑ +93%
Kaiser Commercial|All Plans $5,688.00 ↑ +103%
Sutter Health Commercial|All Plans $5,760.00 ↑ +106%
MultiPlan Commercial|All Plans $5,904.00 ↑ +111%

Visitor-reported prices

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CT thoracic spine w/contrast at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,527.31 $226.19 – $2,719.86
Banner Lassen Medical Center Susanville $1,495.90 $35.60 – $2,550.13
Petaluma Valley Hospital Petaluma $5,563.08 $236.37 – $1,637.00
Arroyo Grande Hospital Santa Maria $3,130.82 $226.19 – $5,445.86
Mark Twain Medical Center San Andreas $5,665.67 $235.73 – $1,786.54
French Hospital San Luis Obispo $2,509.20 $226.19 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $3,309.32 $226.19 – $7,136.00
Bakersfield Memorial Hospital Bakersfield $3,273.64 $226.19 – $7,046.80

All California hospitals for this procedure →