Crystal identification light microscopy at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$68.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$176.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.36 with Partnership Health Plan vs $163.08 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $6.36 ↓ -91%
BCBS - Anthem Medicare|All Other Plans $6.91 ↓ -90%
Hill Physicians Commercial|All Plans $7.33 ↓ -89%
Aetna Medicare|All Plans $7.33 ↓ -89%
Blue Shield CA Medicare|PPO $7.33 ↓ -89%
Blue Shield CA Medicare|HMO $7.33 ↓ -89%
Kaiser Medicare|All Plans $7.33 ↓ -89%
Hill Physicians Medicare|All Plans $7.33 ↓ -89%
United Medicare|All Plans $7.33 ↓ -89%
Humana Commercial|All Plans $7.33 ↓ -89%
BCBS - Anthem Medicare|Imperial $7.55 ↓ -89%
United Commercial|All Other Plans $8.80 ↓ -87%
United Commercial|Non-Options PPO $8.80 ↓ -87%
United Commercial|HMO $8.80 ↓ -87%
United Medicaid|> 21 $9.12 ↓ -87%
United Medicaid|< 21 $9.12 ↓ -87%
Hill Physicians Medicaid|All Plans $10.03 ↓ -85%
Cigna Commercial|LocalPlus $16.22 ↓ -76%
Molina Medicaid|All Plans $17.15 ↓ -75%
BCBS - Anthem Medicaid|All Plans $18.75 ↓ -73%
WCMG Commercial|All Plans $19.36 ↓ -72%
California Health & Wellness Medicaid|All Plans $21.52 ↓ -69%
Health Net Medicaid|All Plans $21.52 ↓ -69%
Cigna Commercial|All Other Plans $21.62 ↓ -68%
Aetna Commercial|PPO $49.10 ↓ -28%
Aetna Commercial|All Other Plans $49.10 ↓ -28%
Aetna Commercial|HMO $49.10 ↓ -28%
Western Health Advantage Commercial|All Plans $61.60 ↓ -10%
Kaiser Medicaid|All Plans $72.16 ↑ +5%
BCBS - Anthem Commercial|Connection EPO $93.16 ↑ +36%
Blue Shield CA Commercial|ACO Trio $96.80 ↑ +41%
BCBS - Anthem Commercial|All Other Plans $116.50 ↑ +70%
Blue Shield CA Commercial|ACO Trio CalPers $124.96 ↑ +83%
Blue Shield CA Commercial|Exchange $126.72 ↑ +85%
Healthsmart Commercial|All Plans $132.00 ↑ +93%
First Health Commercial|All Plans $132.00 ↑ +93%
Kaiser Commercial|All Plans $139.04 ↑ +103%
Sutter Health Commercial|All Plans $140.80 ↑ +106%
MultiPlan Commercial|All Plans $144.32 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $153.12 ↑ +124%
Blue Shield CA Commercial|All Other Plans $158.40 ↑ +131%
Blue Shield CA Commercial|HMO $158.40 ↑ +131%
Blue Shield CA Commercial|CalPers $161.92 ↑ +136%
BCBS - Anthem Commercial|MCS $163.08 ↑ +138%

Visitor-reported prices

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Crystal identification light microscopy at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $77.09 $7.33 – $22.87
Banner Lassen Medical Center Susanville $52.59 $1.47 – $73.72
Petaluma Valley Hospital Petaluma $176.46 $7.18 – $58.31
Arroyo Grande Hospital Santa Maria $119.84 $7.33 – $21.56
Mark Twain Medical Center San Andreas $104.57 $4.75 – $17.97
French Hospital San Luis Obispo $109.76 $5.94 – $22.18
Mercy Hospitals – Bakersfield Bakersfield $68.64 $7.33 – $52.00
Bakersfield Memorial Hospital Bakersfield $67.90 $7.33 – $51.35

All California hospitals for this procedure →