#creutz-prot.,western blot at Mercy Hospital of Folsom
1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878
$19.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$50.44
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2.75 with WCMG vs $86.27 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $2.75 | ↓ -86% |
| Western Health Advantage | Commercial|All Plans | $8.75 | ↓ -55% |
| Kaiser | Medicaid|All Plans | $10.25 | ↓ -48% |
| Blue Shield CA | Commercial|ACO Trio | $13.75 | ↓ -30% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $17.75 | ↓ -10% |
| Blue Shield CA | Commercial|Exchange | $18.00 | ↓ -8% |
| Healthsmart | Commercial|All Plans | $18.75 | ↓ -4% |
| First Health | Commercial|All Plans | $18.75 | ↓ -4% |
| Partnership Health Plan | Medicaid|All Plans | $19.59 | ↓ -0% |
| Kaiser | Commercial|All Plans | $19.75 | ↑ +1% |
| Sutter Health | Commercial|All Plans | $20.00 | ↑ +2% |
| BCBS - Anthem | Commercial|Connection EPO | $20.00 | ↑ +2% |
| MultiPlan | Commercial|All Plans | $20.50 | ↑ +4% |
| Blue Shield CA | Commercial|PPO Tandem | $21.75 | ↑ +11% |
| Blue Shield CA | Commercial|HMO | $22.50 | ↑ +15% |
| Blue Shield CA | Commercial|All Other Plans | $22.50 | ↑ +15% |
| Blue Shield CA | Commercial|CalPers | $23.00 | ↑ +17% |
| BCBS - Anthem | Medicare|All Other Plans | $23.58 | ↑ +20% |
| Blue Shield CA | Medicare|PPO | $25.00 | ↑ +27% |
| California Health & Wellness | Medicaid|All Plans | $25.00 | ↑ +27% |
| Hill Physicians | Commercial|All Plans | $25.00 | ↑ +27% |
| Hill Physicians | Medicaid|All Plans | $25.00 | ↑ +27% |
| Hill Physicians | Medicare|All Plans | $25.00 | ↑ +27% |
| BCBS - Anthem | Medicaid|All Plans | $25.00 | ↑ +27% |
| Aetna | Commercial|All Other Plans | $25.00 | ↑ +27% |
| Aetna | Commercial|PPO | $25.00 | ↑ +27% |
| Aetna | Medicare|All Plans | $25.00 | ↑ +27% |
| Aetna | Commercial|HMO | $25.00 | ↑ +27% |
| Molina | Medicaid|All Plans | $25.00 | ↑ +27% |
| United | Commercial|All Other Plans | $25.00 | ↑ +27% |
| United | Medicare|All Plans | $25.00 | ↑ +27% |
| United | Commercial|HMO | $25.00 | ↑ +27% |
| United | Commercial|Non-Options PPO | $25.00 | ↑ +27% |
| United | Medicaid|< 21 | $25.00 | ↑ +27% |
| United | Medicaid|> 21 | $25.00 | ↑ +27% |
| Health Net | Medicaid|All Plans | $25.00 | ↑ +27% |
| Kaiser | Medicare|All Plans | $25.00 | ↑ +27% |
| BCBS - Anthem | Commercial|All Other Plans | $25.00 | ↑ +27% |
| Humana | Commercial|All Plans | $25.00 | ↑ +27% |
| BCBS - Anthem | Commercial|MCS | $25.00 | ↑ +27% |
| Blue Shield CA | Medicare|HMO | $25.00 | ↑ +27% |
| BCBS - Anthem | Medicare|Imperial | $25.75 | ↑ +31% |
| Cigna | Commercial|LocalPlus | $64.70 | ↑ +230% |
| Cigna | Commercial|All Other Plans | $86.27 | ↑ +339% |
Visitor-reported prices
Comments
#creutz-prot.,western blot at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $52.81 | $5.05 – $77.52 |
| Banner Lassen Medical Center | Susanville | $65.73 | $5.84 – $32.32 |
| Petaluma Valley Hospital | Petaluma | $56.57 | $28.63 – $146.90 |
| Arroyo Grande Hospital | Santa Maria | $243.96 | $9.35 – $75.28 |
| Mark Twain Medical Center | San Andreas | $45.20 | $4.84 – $18.70 |
| French Hospital | San Luis Obispo | $223.44 | $5.05 – $88.49 |
| Mercy Hospitals – Bakersfield | Bakersfield | $44.73 | $9.35 – $83.95 |
| Bakersfield Memorial Hospital | Bakersfield | $44.25 | $9.35 – $83.95 |