Consultation pathology during surgery at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$85.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$220.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.20 with WCMG vs $220.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $24.20 ↓ -72%
Partnership Health Plan Medicaid|All Plans $32.48 ↓ -62%
Hill Physicians Commercial|All Plans $35.10 ↓ -59%
United Commercial|HMO $40.61 ↓ -53%
United Commercial|All Other Plans $40.61 ↓ -53%
United Commercial|Non-Options PPO $40.61 ↓ -53%
United Medicaid|> 21 $46.59 ↓ -46%
United Medicaid|< 21 $46.59 ↓ -46%
Hill Physicians Medicaid|All Plans $51.25 ↓ -40%
Hill Physicians Medicare|All Plans $62.33 ↓ -27%
BCBS - Anthem Medicare|All Other Plans $73.61 ↓ -14%
Western Health Advantage Commercial|All Plans $77.00 ↓ -10%
Humana Commercial|All Plans $78.06 ↓ -9%
Aetna Medicare|All Plans $78.06 ↓ -9%
United Medicare|All Plans $78.06 ↓ -9%
Kaiser Medicare|All Plans $78.06 ↓ -9%
Blue Shield CA Medicare|HMO $78.06 ↓ -9%
Blue Shield CA Medicare|PPO $78.06 ↓ -9%
Cigna Commercial|LocalPlus $78.94 ↓ -8%
BCBS - Anthem Medicare|Imperial $80.40 ↓ -6%
Molina Medicaid|All Plans $87.59 ↑ +2%
Kaiser Medicaid|All Plans $90.20 ↑ +5%
BCBS - Anthem Medicaid|All Plans $93.84 ↑ +10%
Cigna Commercial|All Other Plans $105.26 ↑ +23%
California Health & Wellness Medicaid|All Plans $109.95 ↑ +28%
Health Net Medicaid|All Plans $109.95 ↑ +28%
Healthsmart Commercial|All Plans $165.00 ↑ +93%
First Health Commercial|All Plans $165.00 ↑ +93%
Aetna Commercial|All Other Plans $170.11 ↑ +99%
Aetna Commercial|PPO $170.11 ↑ +99%
Aetna Commercial|HMO $170.11 ↑ +99%
Kaiser Commercial|All Plans $173.80 ↑ +103%
BCBS - Anthem Commercial|Connection EPO $176.00 ↑ +106%
Sutter Health Commercial|All Plans $176.00 ↑ +106%
MultiPlan Commercial|All Plans $180.40 ↑ +111%
BCBS - Anthem Commercial|MCS $220.00 ↑ +157%
BCBS - Anthem Commercial|All Other Plans $220.00 ↑ +157%

Visitor-reported prices

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Consultation pathology during surgery at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $351.90 $66.86 – $236.26
Arroyo Grande Hospital Santa Maria $177.62 $40.61 – $129.36
Mark Twain Medical Center San Andreas $162.51 $46.59 – $239.12
French Hospital San Luis Obispo $162.68 $35.64 – $129.36
Mercy Hospitals – Bakersfield Bakersfield $79.77 $34.50 – $102.43
Bakersfield Memorial Hospital Bakersfield $78.91 $34.50 – $102.43
Queen of The Valley Medical Center Napa $286.11 $66.86 – $298.57
Providence St Joseph Hospital Eureka Eureka $591.09 $66.86 – $338.58

All California hospitals for this procedure →