Biopsy skin incisional single lesion at Mercy Hospital of Folsom
1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878
$191.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$491.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.01 with WCMG vs $8,133.00 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $54.01 | ↓ -72% |
| Hill Physicians | Commercial|All Plans | $56.70 | ↓ -70% |
| United | Medicaid|> 21 | $108.71 | ↓ -43% |
| United | Medicaid|< 21 | $108.71 | ↓ -43% |
| Hill Physicians | Medicaid|All Plans | $119.58 | ↓ -37% |
| Western Health Advantage | Commercial|All Plans | $171.85 | ↓ -10% |
| Hill Physicians | Medicare|All Plans | $172.46 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $201.31 | ↑ +5% |
| Molina | Medicaid|All Plans | $204.37 | ↑ +7% |
| Health Net | Medicaid|All Plans | $256.56 | ↑ +34% |
| California Health & Wellness | Medicaid|All Plans | $256.56 | ↑ +34% |
| BCBS - Anthem | Medicaid|All Plans | $258.19 | ↑ +35% |
| First Health | Commercial|All Plans | $368.25 | ↑ +93% |
| Healthsmart | Commercial|All Plans | $368.25 | ↑ +93% |
| Kaiser | Commercial|All Plans | $387.89 | ↑ +103% |
| Sutter Health | Commercial|All Plans | $392.80 | ↑ +106% |
| MultiPlan | Commercial|All Plans | $402.62 | ↑ +111% |
| BCBS - Anthem | Medicare|All Other Plans | $463.02 | ↑ +142% |
| Blue Shield CA | Medicare|PPO | $491.00 | ↑ +157% |
| Aetna | Medicare|All Plans | $491.00 | ↑ +157% |
| Partnership Health Plan | Medicaid|All Plans | $491.00 | ↑ +157% |
| Humana | Commercial|All Plans | $491.00 | ↑ +157% |
| United | Commercial|Non-Options PPO | $491.00 | ↑ +157% |
| BCBS - Anthem | Medicare|Imperial | $505.73 | ↑ +165% |
| Blue Shield CA | Medicare|HMO | $804.40 | ↑ +321% |
| United | Medicare|All Plans | $804.40 | ↑ +321% |
| Kaiser | Medicare|All Plans | $804.40 | ↑ +321% |
| Health Net | Commercial|EPPO | $3,057.00 | ↑ +1501% |
| Blue Shield CA | Commercial|ACO Trio | $3,708.00 | ↑ +1841% |
| BCBS - Anthem | Commercial|Connection EPO | $4,050.00 | ↑ +2020% |
| Blue Shield CA | Commercial|Exchange | $4,667.00 | ↑ +2343% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $4,725.00 | ↑ +2374% |
| BCBS - Anthem | Commercial|All Other Plans | $5,062.00 | ↑ +2550% |
| Aetna | Commercial|All Other Plans | $5,717.00 | ↑ +2893% |
| Aetna | Commercial|HMO | $5,717.00 | ↑ +2893% |
| Aetna | Commercial|PPO | $5,717.00 | ↑ +2893% |
| Health Net | Commercial|FFS | $5,853.00 | ↑ +2964% |
| Blue Shield CA | Commercial|PPO Tandem | $6,831.00 | ↑ +3476% |
| Blue Shield CA | Commercial|HMO | $6,923.00 | ↑ +3525% |
| BCBS - Anthem | Commercial|MCS | $7,087.00 | ↑ +3610% |
| Blue Shield CA | Commercial|CalPers | $7,368.00 | ↑ +3758% |
| Blue Shield CA | Commercial|All Other Plans | $8,133.00 | ↑ +4158% |
Visitor-reported prices
Comments
Biopsy skin incisional single lesion at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $552.37 | $164.46 – $1,458.18 |
| Petaluma Valley Hospital | Petaluma | $1,176.57 | $995.98 – $2,695.00 |
| Mark Twain Medical Center | San Andreas | $114.56 | $42.17 – $159.74 |
| Mercy Hospitals – Bakersfield | Bakersfield | $148.40 | $108.71 – $400.00 |
| Bakersfield Memorial Hospital | Bakersfield | $153.41 | $108.71 – $400.00 |
| Queen of The Valley Medical Center | Napa | $1,308.15 | $1,049.38 – $7,483.00 |
| Providence St Joseph Hospital Eureka | Eureka | $1,315.80 | $950.57 – $8,018.00 |
| Healdsburg Hospital | Healdsburg | $808.35 | $995.78 – $3,982.87 |