Biliary endoscopy thru skin at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$264.88 with United vs $12,800.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $264.88
United Medicaid|> 21 $264.88
Hill Physicians Commercial|All Plans $319.11
Hill Physicians Medicare|All Plans $334.27
Hill Physicians Medicaid|All Plans $459.29
BCBS - Anthem Medicaid|All Plans $629.09
Molina Medicaid|All Plans $784.98
Health Net Medicaid|All Plans $985.39
California Health & Wellness Medicaid|All Plans $985.39
Partnership Health Plan Medicaid|All Plans $1,423.74
Blue Shield CA Commercial|ACO Trio $4,238.00
BCBS - Anthem Medicare|All Other Plans $4,373.20
Humana Commercial|All Plans $4,637.54
United Medicare|All Plans $4,637.54
Blue Shield CA Medicare|PPO $4,637.54
Blue Shield CA Medicare|HMO $4,637.54
Aetna Medicare|All Plans $4,637.54
Kaiser Medicare|All Plans $4,637.54
BCBS - Anthem Medicare|Imperial $4,776.67
Blue Shield CA Commercial|Exchange $5,334.00
Blue Shield CA Commercial|ACO Trio CalPers $5,400.00
BCBS - Anthem Commercial|Connection EPO $7,314.00
Blue Shield CA Commercial|PPO Tandem $7,807.00
Blue Shield CA Commercial|HMO $7,912.00
Blue Shield CA Commercial|CalPers $8,421.00
BCBS - Anthem Commercial|All Other Plans $9,143.00
Aetna Commercial|All Other Plans $9,148.00
Aetna Commercial|HMO $9,148.00
Aetna Commercial|PPO $9,148.00
Blue Shield CA Commercial|All Other Plans $9,295.00
Health Net Commercial|FFS $12,547.00
BCBS - Anthem Commercial|MCS $12,800.00
Sutter Health Commercial|All Plans not published by hospital
Western Health Advantage Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
WCMG Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
Kaiser Medicaid|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital

Visitor-reported prices

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Biliary endoscopy thru skin at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,333.23 $325.80 – $8,890.24
Arroyo Grande Hospital Santa Maria $1,916.59 $264.88 – $4,478.00
French Hospital San Luis Obispo $1,755.38 $264.88 – $4,478.00
Mercy Hospitals – Bakersfield Bakersfield $3,687.00 $264.88 – $7,950.40
Bakersfield Memorial Hospital Bakersfield $3,039.50 $264.88 – $6,542.78
St. Joseph's Medical Center Stockton Stockton $5,673.03 $264.88 – $6,617.52
Mercy Medical Center Merced Merced $4,152.45 $264.88 – $7,982.37
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,424.80 $1,747.00 – $10,824.34

All California hospitals for this procedure →