Test stress cardiovascular tracing only at Providence St Joseph Hospital Eureka

2700 Dolbeer St, Eureka, CA · Providence · · NPI 1609858950

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$732.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,436.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$277.71 with Aetna vs $1,333.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $277.71 ↓ -62%
Blue Cross Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans $594.32 ↓ -19%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $713.18 ↓ -3%
Healthnet Hmo/Pos/Ppo $1,333.00 ↑ +82%

Visitor-reported prices

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Test stress cardiovascular tracing only at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,035.00 $51.44 – $1,843.14
Banner Lassen Medical Center Susanville $1,295.16 $62.28 – $1,668.40
Petaluma Valley Hospital Petaluma $821.10 $290.98 – $414.71
Arroyo Grande Hospital Santa Maria $995.10 $60.24 – $1,799.28
Mark Twain Medical Center San Andreas $946.39 $60.24 – $701.68
French Hospital San Luis Obispo $911.40 $60.24 – $1,025.08
Mercy Hospitals – Bakersfield Bakersfield $1,185.72 $60.24 – $1,521.60
Bakersfield Memorial Hospital Bakersfield $1,172.94 $60.24 – $1,502.58

All California hospitals for this procedure →