MRI lower extremity other than joint without & w/contrast (both sides) at Providence St Joseph Hospital Eureka

2700 Dolbeer St, Eureka, CA · Providence · · NPI 1609858950

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$4,597.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,015.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$448.71 with Aetna vs $4,445.99 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $448.71 ↓ -90%
Unitedhealthcare All Commercial Plans $610.96 ↓ -87%
Unitedhealthcare Select/Navigate Hmo $610.96 ↓ -87%
Blue Cross Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans $3,704.98 ↓ -19%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $4,445.99 ↓ -3%

Visitor-reported prices

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MRI lower extremity other than joint without & w/contrast (both sides) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,073.93 $453.77 – $3,693.30
Banner Lassen Medical Center Susanville $1,603.36 $644.29 – $2,237.79
Petaluma Valley Hospital Petaluma $4,833.27 $470.15 – $2,585.29
Queen of The Valley Medical Center Napa $10,690.11 $495.35 – $3,267.16
Healdsburg Hospital Healdsburg $2,993.70 $470.05 – $1,477.97
Redwood Memorial Hospital Fortuna $2,010.42 $3,713.64 – $3,713.64
Santa Rosa Memorial Hospital Santa Rosa $6,392.34 $485.45 – $2,779.57
Providence Mission Hospital - Mission Viejo Mission Viejo $3,062.40 $381.40 – $830.11

All California hospitals for this procedure →