Biliary endoscopy thru skin at Providence St Joseph Hospital Eureka

2700 Dolbeer St, Eureka, CA · Providence · · NPI 1609858950

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$9,008.00 with Blue Cross vs $37,308.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans $9,008.00
Blue Cross Anthem Mcs (Indx) All Commercial Plans $10,810.00
Aetna Medicare Managed Care Plan $13,671.74
Blue Shield Hmo/Pos/Ppo $23,444.00
Unitedhealthcare Select/Navigate Hmo $24,039.00
Unitedhealthcare All Commercial Plans $26,891.00
Healthnet Hmo/Pos/Ppo $27,307.00
Aetna Hmo/Ppo $37,308.00

Visitor-reported prices

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Biliary endoscopy thru skin at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,776.92 $485.55 – $12,680.00
Arroyo Grande Hospital Santa Maria $2,499.10 $394.76 – $5,839.00
French Hospital San Luis Obispo $2,288.89 $394.76 – $5,839.00
Mercy Hospitals – Bakersfield Bakersfield $7,389.95 $394.76 – $15,935.20
Bakersfield Memorial Hospital Bakersfield $7,310.28 $394.76 – $15,736.01
St. Joseph's Medical Center Stockton Stockton $6,438.90 $394.76 – $15,917.16
Providence Mission Hospital - Mission Viejo Mission Viejo $2,858.40 $8,912.00 – $20,774.00
Mercy Medical Center Merced Merced $9,987.91 $394.76 – $19,200.06

All California hospitals for this procedure →