Antibody bacterium, not elsewhere specified at Providence St Joseph Hospital Eureka
2700 Dolbeer St, Eureka, CA · Providence · · NPI 1609858950
$20.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$40.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.88 with Aetna vs $180.89 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $12.88 | ↓ -37% |
| Unitedhealthcare | All Commercial Plans | $25.76 | ↑ +26% |
| Unitedhealthcare | Select/Navigate Hmo | $25.76 | ↑ +26% |
| Blue Cross | Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans | $150.74 | ↑ +637% |
| Blue Cross | Anthem Mcs (Indx) All Commercial Plans | $180.89 | ↑ +785% |
Visitor-reported prices
Comments
Antibody bacterium, not elsewhere specified at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $11.47 | $1.64 – $18.89 |
| Petaluma Valley Hospital | Petaluma | $20.45 | $12.62 – $105.19 |
| Queen of The Valley Medical Center | Napa | $20.45 | $12.88 – $132.93 |
| Redwood Memorial Hospital | Fortuna | $20.45 | $151.10 – $151.10 |
| St. Joseph's Medical Center Stockton | Stockton | $3.72 | $2.07 – $9.82 |
| Santa Rosa Memorial Hospital | Santa Rosa | $20.45 | $12.62 – $113.09 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $19.25 | $10.95 – $25.76 |
| St Jude Medical Center | Fullerton | $19.25 | $10.95 – $25.76 |