Knee MRI (with and without contrast) at ADVENTIST HEALTH DELANO

1401 Garces Hwy, Delano, CA · Adventisthealth · · NPI 1144237272

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$2,036.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,181.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.98 with ANTHEM MCAL vs $4,016.55 with ANTHEM - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM MCAL ANTHEM MCAL $98.98 ↓ -95%
DIGNTY HLTH MCAL OP ONLY DIGNTY HLTH MCAL OP ONLY $350.00 ↓ -83%
DIGNTY HLTH COM/MCR OP ONLY - ALL OTHER PLANS DIGNTY HLTH COM/MCR OP ONLY - ALL OTHER PLANS $350.00 ↓ -83%
KAISER MEDICARE IP/OP ONLY KAISER MEDICARE IP/OP ONLY $448.71 ↓ -78%
UNIVERSAL CARE MCR- ALL OTHER PLANS UNIVERSAL CARE MCR- ALL OTHER PLANS $448.71 ↓ -78%
HEALTHNET MCR ADV HEALTHNET MCR ADV $448.71 ↓ -78%
UHC MCR ADV UHC MCR ADV $448.71 ↓ -78%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $448.71 ↓ -78%
BAKERSFIELD FAM MED GRP-ALL PLANS BAKERSFIELD FAM MED GRP-ALL PLANS $448.71 ↓ -78%
KERN MCR ADV DUAL DNSP-ALL OTHER PLANS KERN MCR ADV DUAL DNSP-ALL OTHER PLANS $448.71 ↓ -78%
OSCAR MEDICARE ADVANTAGE-ALL PLANS OSCAR MEDICARE ADVANTAGE-ALL PLANS $717.94 ↓ -65%
KAISER COMM IP/OP ONLY- ALL OTHER PLANS KAISER COMM IP/OP ONLY- ALL OTHER PLANS $771.78 ↓ -62%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $807.68 ↓ -60%
KAISER MEDI-CAL IP/OP ONLY KAISER MEDI-CAL IP/OP ONLY $822.18 ↓ -60%
UNIVERSAL CARE MCAL UNIVERSAL CARE MCAL $822.18 ↓ -60%
MEDI-CAL MEDI-CAL $822.18 ↓ -60%
HEALTHNET MEDI-CAL HEALTHNET MEDI-CAL $979.22 ↓ -52%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $1,009.60 ↓ -50%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $1,057.11 ↓ -48%
KERN HEALTH SYSTEM MCAL KERN HEALTH SYSTEM MCAL $1,060.62 ↓ -48%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $1,489.00 ↓ -27%
AETNA- ALL PLANS AETNA- ALL PLANS $1,648.66 ↓ -19%
COVENTRY- ALL PLANS COVENTRY- ALL PLANS $2,896.20 ↑ +42%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $3,137.55 ↑ +54%
UHC HMO UHC HMO $3,299.74 ↑ +62%
COUNTY OF KERN NETWORK - ALL PLANS COUNTY OF KERN NETWORK - ALL PLANS $3,378.90 ↑ +66%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $3,378.90 ↑ +66%
UHC JLL UHC JLL $3,473.51 ↑ +71%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $3,473.51 ↑ +71%
FOUNDATION FOR MEDICAL CARE OF KERN COUNTY - ALL P FOUNDATION FOR MEDICAL CARE OF KERN COUNTY - ALL P $3,620.25 ↑ +78%
CIGNA- ALL PLANS CIGNA- ALL PLANS $3,861.60 ↑ +90%
WESTERN GROWERS - ALL PLANS WESTERN GROWERS - ALL PLANS $3,909.87 ↑ +92%
ANTHEM - ALL OTHER PLANS ANTHEM - ALL OTHER PLANS $4,016.55 ↑ +97%

Visitor-reported prices

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Knee MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $6,199.20 $616.00 – $616.00
St. John's Camarillo Hospital Camarillo $2,253.08 $453.77 – $4,012.32
Antioch Medical Center ANTIOCH $6,199.20 $616.00 – $616.00
Redwood City Medical Center Redwood City $6,199.20 $616.00 – $616.00
Santa Clara Medical Center SANTA CLARA $6,199.20 $616.00 – $616.00
Baldwin Park Medical Center BALDWIN PARK $3,588.00 $403.00 – $403.00
Riverside Medical Center RIVERSIDE $3,588.00 $403.00 – $403.00
Fremont Medical Center FREMONT $6,199.20 $616.00 – $616.00

All California hospitals for this procedure →