Chrom analysis at ADVENTIST HEALTH DELANO

1401 Garces Hwy, Delano, CA · Adventisthealth · · NPI 1144237272

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$32.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.13

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.81 with KAISER MEDICARE IP/OP ONLY vs $211.37 with AETNA- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KAISER MEDICARE IP/OP ONLY KAISER MEDICARE IP/OP ONLY $34.81 ↑ +9%
KERN MCR ADV DUAL DNSP-ALL OTHER PLANS KERN MCR ADV DUAL DNSP-ALL OTHER PLANS $34.81 ↑ +9%
UNIVERSAL CARE MCR- ALL OTHER PLANS UNIVERSAL CARE MCR- ALL OTHER PLANS $34.81 ↑ +9%
HEALTHNET MCR ADV HEALTHNET MCR ADV $34.81 ↑ +9%
UHC MCR ADV UHC MCR ADV $34.81 ↑ +9%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $34.81 ↑ +9%
BAKERSFIELD FAM MED GRP-ALL PLANS BAKERSFIELD FAM MED GRP-ALL PLANS $34.81 ↑ +9%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $35.07 ↑ +9%
MEDI-CAL MEDI-CAL $39.93 ↑ +25%
UNIVERSAL CARE MCAL UNIVERSAL CARE MCAL $39.93 ↑ +25%
DIGNTY HLTH MCAL OP ONLY DIGNTY HLTH MCAL OP ONLY $39.93 ↑ +25%
KAISER MEDI-CAL IP/OP ONLY KAISER MEDI-CAL IP/OP ONLY $39.93 ↑ +25%
ANTHEM MCAL ANTHEM MCAL $41.52 ↑ +30%
HEALTHNET MEDI-CAL HEALTHNET MEDI-CAL $47.56 ↑ +48%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $50.12 ↑ +56%
UHC JLL UHC JLL $50.12 ↑ +56%
UHC HMO UHC HMO $50.12 ↑ +56%
KERN HEALTH SYSTEM MCAL KERN HEALTH SYSTEM MCAL $51.51 ↑ +61%
OSCAR MEDICARE ADVANTAGE-ALL PLANS OSCAR MEDICARE ADVANTAGE-ALL PLANS $55.70 ↑ +74%
KAISER COMM IP/OP ONLY- ALL OTHER PLANS KAISER COMM IP/OP ONLY- ALL OTHER PLANS $59.87 ↑ +87%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $62.66 ↑ +96%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $78.32 ↑ +145%
COVENTRY- ALL PLANS COVENTRY- ALL PLANS $96.08 ↑ +200%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $104.08 ↑ +225%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $107.77 ↑ +236%
COUNTY OF KERN NETWORK - ALL PLANS COUNTY OF KERN NETWORK - ALL PLANS $112.09 ↑ +250%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $112.09 ↑ +250%
FOUNDATION FOR MEDICAL CARE OF KERN COUNTY - ALL P FOUNDATION FOR MEDICAL CARE OF KERN COUNTY - ALL P $120.10 ↑ +275%
CIGNA- ALL PLANS CIGNA- ALL PLANS $128.10 ↑ +300%
WESTERN GROWERS - ALL PLANS WESTERN GROWERS - ALL PLANS $129.71 ↑ +305%
ANTHEM - ALL OTHER PLANS ANTHEM - ALL OTHER PLANS $133.24 ↑ +316%
AETNA- ALL PLANS AETNA- ALL PLANS $211.37 ↑ +560%

Visitor-reported prices

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Chrom analysis at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $392.00 $32.00 – $32.00
St. John's Camarillo Hospital Camarillo $51.43 $31.71 – $92.38
Antioch Medical Center ANTIOCH $392.00 $32.00 – $32.00
Redwood City Medical Center Redwood City $392.00 $32.00 – $32.00
Santa Clara Medical Center SANTA CLARA $392.00 $32.00 – $32.00
Baldwin Park Medical Center BALDWIN PARK $249.60 $24.00 – $24.00
Riverside Medical Center RIVERSIDE $249.60 $24.00 – $24.00
Fremont Medical Center FREMONT $392.00 $32.00 – $32.00

All California hospitals for this procedure →