#cf-97variants at ADVENTIST HEALTH CLEARLAKE HOSPITAL

15630 18th Ave, Clearlake, CA · Adventisthealth · · NPI 1124018031

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$200.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.65 with BLUE SHIELD MCR ADV vs $7,907.85 with BLUE CROSS MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $34.65 ↓ -83%
KAISER MCR ADV KAISER MCR ADV $34.65 ↓ -83%
TRICARE BLUE SHIELD- ALL PLANS TRICARE BLUE SHIELD- ALL PLANS $34.65 ↓ -83%
BLUE CROSS MCR ADV BLUE CROSS MCR ADV $36.04 ↓ -82%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $69.30 ↓ -65%
AETNA- ALL PLANS AETNA- ALL PLANS $123.29 ↓ -38%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $123.75 ↓ -38%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $126.72 ↓ -37%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $126.72 ↓ -37%
UHC JLL UHC JLL $130.73 ↓ -35%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $132.00 ↓ -34%
HEALTHNET- ALL PLANS HEALTHNET- ALL PLANS $135.30 ↓ -32%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $137.61 ↓ -31%
HUMANA- ALL PLANS HUMANA- ALL PLANS $140.25 ↓ -30%
PHCS- ALL PLANS PHCS- ALL PLANS $140.25 ↓ -30%
FOUNDATION- ALL PLANS FOUNDATION- ALL PLANS $140.25 ↓ -30%
HEALTH MGMT NETWORK- ALL PLANS HEALTH MGMT NETWORK- ALL PLANS $140.25 ↓ -30%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $148.50 ↓ -26%
CIGNA- ALL PLANS CIGNA- ALL PLANS $148.50 ↓ -26%
INTERPLAN- ALL PLANS INTERPLAN- ALL PLANS $148.50 ↓ -26%
KAISER- ALL OTHER PLANS KAISER- ALL OTHER PLANS $148.50 ↓ -26%
PARTNERSHIP MCAL - ALL PLANS PARTNERSHIP MCAL - ALL PLANS $165.00 ↓ -18%
MEDI-CAL MEDI-CAL $165.00 ↓ -18%
BC MANAGED MCAL BC MANAGED MCAL $165.00 ↓ -18%
UHC MCR ADV UHC MCR ADV $918.39 ↑ +358%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $5,930.99 ↑ +2860%
BLUE CROSS NON-MCS BLUE CROSS NON-MCS $6,589.95 ↑ +3189%
BLUE CROSS MCS - ALL OTHER PLANS BLUE CROSS MCS - ALL OTHER PLANS $7,907.85 ↑ +3846%

Visitor-reported prices

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#cf-97variants at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $1,271.20 $244.00 – $244.00
St. John's Camarillo Hospital Camarillo $56.94 $35.10 – $1,476.83
Antioch Medical Center ANTIOCH $1,271.20 $244.00 – $244.00
Redwood City Medical Center Redwood City $1,271.20 $244.00 – $244.00
Santa Clara Medical Center SANTA CLARA $1,271.20 $244.00 – $244.00
Baldwin Park Medical Center BALDWIN PARK $868.40 $234.00 – $234.00
Riverside Medical Center RIVERSIDE $868.40 $234.00 – $234.00
Fremont Medical Center FREMONT $1,271.20 $244.00 – $244.00

All California hospitals for this procedure →