Brcassure comprehensive panel-sendout at ADVENTIST HEALTH CLEARLAKE HOSPITAL
15630 18th Ave, Clearlake, CA · Adventisthealth · · NPI 1124018031
$583.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,622.11
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$340.64 with BLUE SHIELD MCR ADV vs $47,116.04 with BLUE CROSS MCS - ALL OTHER PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE SHIELD MCR ADV | BLUE SHIELD MCR ADV | $340.64 | ↓ -42% |
| KAISER MCR ADV | KAISER MCR ADV | $340.64 | ↓ -42% |
| TRICARE BLUE SHIELD- ALL PLANS | TRICARE BLUE SHIELD- ALL PLANS | $340.64 | ↓ -42% |
| BLUE CROSS MCR ADV | BLUE CROSS MCR ADV | $354.27 | ↓ -39% |
| AH EMPLOYEE HEALTH PLAN - ALL PLANS | AH EMPLOYEE HEALTH PLAN - ALL PLANS | $681.29 | ↑ +17% |
| AETNA- ALL PLANS | AETNA- ALL PLANS | $1,212.04 | ↑ +108% |
| WESTERN GROWERS- ALL PLANS | WESTERN GROWERS- ALL PLANS | $1,216.58 | ↑ +108% |
| BLUE SHIELD NON-EPN | BLUE SHIELD NON-EPN | $1,245.78 | ↑ +113% |
| BLUE SHIELD EPN - ALL OTHER PLANS | BLUE SHIELD EPN - ALL OTHER PLANS | $1,245.78 | ↑ +113% |
| UHC JLL | UHC JLL | $1,285.20 | ↑ +120% |
| FIRST HEALTH- ALL PLANS | FIRST HEALTH- ALL PLANS | $1,297.69 | ↑ +122% |
| HEALTHNET- ALL PLANS | HEALTHNET- ALL PLANS | $1,330.13 | ↑ +128% |
| UHC ALL PAYER - ALL OTHER PLANS | UHC ALL PAYER - ALL OTHER PLANS | $1,352.84 | ↑ +132% |
| HUMANA- ALL PLANS | HUMANA- ALL PLANS | $1,378.79 | ↑ +136% |
| PHCS- ALL PLANS | PHCS- ALL PLANS | $1,378.79 | ↑ +136% |
| FOUNDATION- ALL PLANS | FOUNDATION- ALL PLANS | $1,378.79 | ↑ +136% |
| HEALTH MGMT NETWORK- ALL PLANS | HEALTH MGMT NETWORK- ALL PLANS | $1,378.79 | ↑ +136% |
| THREE RIVERS PROVIDER NETWORK- ALL PLANS | THREE RIVERS PROVIDER NETWORK- ALL PLANS | $1,459.90 | ↑ +150% |
| CIGNA- ALL PLANS | CIGNA- ALL PLANS | $1,459.90 | ↑ +150% |
| INTERPLAN- ALL PLANS | INTERPLAN- ALL PLANS | $1,459.90 | ↑ +150% |
| KAISER- ALL OTHER PLANS | KAISER- ALL OTHER PLANS | $1,459.90 | ↑ +150% |
| PARTNERSHIP MCAL - ALL PLANS | PARTNERSHIP MCAL - ALL PLANS | $1,622.11 | ↑ +178% |
| MEDI-CAL | MEDI-CAL | $1,622.11 | ↑ +178% |
| BC MANAGED MCAL | BC MANAGED MCAL | $1,622.11 | ↑ +178% |
| UHC MCR ADV | UHC MCR ADV | $29,601.56 | ↑ +4969% |
| BLUE CROSS EXCHANGE | BLUE CROSS EXCHANGE | $35,337.63 | ↑ +5951% |
| BLUE CROSS NON-MCS | BLUE CROSS NON-MCS | $39,263.76 | ↑ +6624% |
| BLUE CROSS MCS - ALL OTHER PLANS | BLUE CROSS MCS - ALL OTHER PLANS | $47,116.04 | ↑ +7968% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Fresno Medical Center | FRESNO | $6,736.80 | $798.00 – $798.00 |
| St. John's Camarillo Hospital | Camarillo | $878.19 | $541.35 – $4,841.95 |
| Antioch Medical Center | ANTIOCH | $6,736.80 | $798.00 – $798.00 |
| Redwood City Medical Center | Redwood City | $6,736.80 | $798.00 – $798.00 |
| Santa Clara Medical Center | SANTA CLARA | $6,736.80 | $798.00 – $798.00 |
| Fremont Medical Center | FREMONT | $6,736.80 | $798.00 – $798.00 |
| Banner Lassen Medical Center | Susanville | $1,435.04 | $364.98 – $2,676.48 |
| Sacramento Medical Center | SACRAMENTO | $6,736.80 | $798.00 – $798.00 |