Brcassure comprehensive panel-sendout at ADVENTIST HEALTH CLEARLAKE HOSPITAL

15630 18th Ave, Clearlake, CA · Adventisthealth · · NPI 1124018031

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$583.96

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,622.11

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$340.64 with BLUE SHIELD MCR ADV vs $47,116.04 with BLUE CROSS MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $340.64 ↓ -42%
KAISER MCR ADV KAISER MCR ADV $340.64 ↓ -42%
TRICARE BLUE SHIELD- ALL PLANS TRICARE BLUE SHIELD- ALL PLANS $340.64 ↓ -42%
BLUE CROSS MCR ADV BLUE CROSS MCR ADV $354.27 ↓ -39%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $681.29 ↑ +17%
AETNA- ALL PLANS AETNA- ALL PLANS $1,212.04 ↑ +108%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $1,216.58 ↑ +108%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $1,245.78 ↑ +113%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $1,245.78 ↑ +113%
UHC JLL UHC JLL $1,285.20 ↑ +120%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $1,297.69 ↑ +122%
HEALTHNET- ALL PLANS HEALTHNET- ALL PLANS $1,330.13 ↑ +128%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $1,352.84 ↑ +132%
HUMANA- ALL PLANS HUMANA- ALL PLANS $1,378.79 ↑ +136%
PHCS- ALL PLANS PHCS- ALL PLANS $1,378.79 ↑ +136%
FOUNDATION- ALL PLANS FOUNDATION- ALL PLANS $1,378.79 ↑ +136%
HEALTH MGMT NETWORK- ALL PLANS HEALTH MGMT NETWORK- ALL PLANS $1,378.79 ↑ +136%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $1,459.90 ↑ +150%
CIGNA- ALL PLANS CIGNA- ALL PLANS $1,459.90 ↑ +150%
INTERPLAN- ALL PLANS INTERPLAN- ALL PLANS $1,459.90 ↑ +150%
KAISER- ALL OTHER PLANS KAISER- ALL OTHER PLANS $1,459.90 ↑ +150%
PARTNERSHIP MCAL - ALL PLANS PARTNERSHIP MCAL - ALL PLANS $1,622.11 ↑ +178%
MEDI-CAL MEDI-CAL $1,622.11 ↑ +178%
BC MANAGED MCAL BC MANAGED MCAL $1,622.11 ↑ +178%
UHC MCR ADV UHC MCR ADV $29,601.56 ↑ +4969%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $35,337.63 ↑ +5951%
BLUE CROSS NON-MCS BLUE CROSS NON-MCS $39,263.76 ↑ +6624%
BLUE CROSS MCS - ALL OTHER PLANS BLUE CROSS MCS - ALL OTHER PLANS $47,116.04 ↑ +7968%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Brcassure comprehensive panel-sendout at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $6,736.80 $798.00 – $798.00
St. John's Camarillo Hospital Camarillo $878.19 $541.35 – $4,841.95
Antioch Medical Center ANTIOCH $6,736.80 $798.00 – $798.00
Redwood City Medical Center Redwood City $6,736.80 $798.00 – $798.00
Santa Clara Medical Center SANTA CLARA $6,736.80 $798.00 – $798.00
Fremont Medical Center FREMONT $6,736.80 $798.00 – $798.00
Banner Lassen Medical Center Susanville $1,435.04 $364.98 – $2,676.48
Sacramento Medical Center SACRAMENTO $6,736.80 $798.00 – $798.00

All California hospitals for this procedure →