X-ray sternum > 2 views at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$288.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,054.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$26.73 with Hill Physicians vs $874.82 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hill Physicians | Commercial|All Plans | $26.73 | ↓ -91% |
| United | Medicaid|> 21 | $37.27 | ↓ -87% |
| United | Medicaid|< 21 | $37.27 | ↓ -87% |
| Hill Physicians | Medicaid|All Plans | $41.00 | ↓ -86% |
| Molina | Medicaid|All Plans | $48.84 | ↓ -83% |
| BCBS - Anthem | Medicaid|All Plans | $70.81 | ↓ -75% |
| Aetna | Commercial|All Other Plans | $76.93 | ↓ -73% |
| Aetna | Commercial|PPO | $76.93 | ↓ -73% |
| Aetna | Commercial|HMO | $76.93 | ↓ -73% |
| California Health & Wellness | Medicaid|All Plans | $85.35 | ↓ -70% |
| Health Net | Medicaid|All Plans | $85.35 | ↓ -70% |
| BCBS - Anthem | Medicare|All Other Plans | $109.11 | ↓ -62% |
| Blue Shield CA | Medicare|PPO | $115.71 | ↓ -60% |
| Humana | Medicare|All Plans | $115.71 | ↓ -60% |
| Aetna | Medicare|All Plans | $115.71 | ↓ -60% |
| Molina | Medicare|All Plans | $115.71 | ↓ -60% |
| United | Medicare|All Plans | $115.71 | ↓ -60% |
| Kaiser | Medicare|All Plans | $115.71 | ↓ -60% |
| Blue Shield CA | Medicare|HMO | $115.71 | ↓ -60% |
| Humana | Commercial|All Plans | $115.71 | ↓ -60% |
| WCMG | Commercial|All Plans | $115.94 | ↓ -60% |
| BCBS - Anthem | Medicare|Imperial | $119.18 | ↓ -59% |
| BrightHealth | Commercial|All Plans | $127.28 | ↓ -56% |
| BlueShield | Medicare|Trauma | $144.64 | ↓ -50% |
| Partnership Health Plan | Medicaid|All Plans | $160.24 | ↓ -45% |
| Prison Healthcare | Medicaid|All Plans | $173.56 | ↓ -40% |
| United | Commercial|Options PPO | $182.03 | ↓ -37% |
| United | Commercial|HMO | $182.03 | ↓ -37% |
| United | Commercial|All Other Plans | $182.03 | ↓ -37% |
| United | Commercial|Non-Options PPO | $182.03 | ↓ -37% |
| Cigna | Commercial|LocalPlus | $326.83 | ↑ +13% |
| BCBS - Anthem | Commercial|Connection EPO | $327.69 | ↑ +13% |
| Western Health Advantage | Commercial|All Plans | $368.90 | ↑ +28% |
| BCBS - Anthem | Commercial|All Other Plans | $409.48 | ↑ +42% |
| Kaiser | Medicaid|All Plans | $432.14 | ↑ +50% |
| Cigna | Commercial|All Other Plans | $435.81 | ↑ +51% |
| Kaiser | Commercial|All Plans | $569.16 | ↑ +97% |
| BCBS - Anthem | Commercial|MCS | $573.32 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $790.50 | ↑ +174% |
| First Health | Commercial|All Plans | $790.50 | ↑ +174% |
| Sutter Health | Commercial|All Plans | $843.20 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $874.82 | ↑ +203% |
Visitor-reported prices
Comments
X-ray sternum > 2 views at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Fresno Medical Center | FRESNO | $560.00 | $118.00 – $118.00 |
| St. John's Camarillo Hospital | Camarillo | $262.80 | $56.38 – $468.00 |
| Antioch Medical Center | ANTIOCH | $560.00 | $118.00 – $118.00 |
| Redwood City Medical Center | Redwood City | $560.00 | $118.00 – $118.00 |
| Santa Clara Medical Center | SANTA CLARA | $560.00 | $118.00 – $118.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $286.00 | $81.00 – $81.00 |
| Riverside Medical Center | RIVERSIDE | $286.00 | $81.00 – $81.00 |
| Fremont Medical Center | FREMONT | $560.00 | $118.00 – $118.00 |