Warde apolipoprotein b at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$26.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.58 with WCMG vs $62.28 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $0.58 ↓ -92%
Blue Shield CA Commercial|ACO Trio $1.63 ↓ -78%
Western Health Advantage Commercial|All Plans $1.84 ↓ -75%
Blue Shield CA Commercial|ACO Trio CalPers $2.10 ↓ -71%
Kaiser Medicaid|All Plans $2.15 ↓ -71%
Blue Shield CA Commercial|Exchange $2.21 ↓ -70%
Kaiser Commercial|All Plans $2.83 ↓ -61%
Blue Shield CA Commercial|PPO Tandem $2.89 ↓ -60%
Blue Shield CA Commercial|HMO $3.10 ↓ -57%
Blue Shield CA Commercial|CalPers $3.25 ↓ -55%
Blue Shield CA Commercial|PPO $3.46 ↓ -53%
First Health Commercial|All Plans $3.93 ↓ -46%
Healthsmart Commercial|All Plans $3.93 ↓ -46%
Sutter Health Commercial|All Plans $4.20 ↓ -42%
BCBS - Anthem Commercial|Connection EPO $4.20 ↓ -42%
MultiPlan Commercial|All Plans $4.35 ↓ -40%
BCBS - Anthem Medicare|All Other Plans $4.95 ↓ -32%
BCBS - Anthem Commercial|All Other Plans $5.24 ↓ -28%
BCBS - Anthem Medicaid|All Plans $5.24 ↓ -28%
BCBS - Anthem Commercial|MCS $5.24 ↓ -28%
Blue Shield CA Medicare|HMO $5.24 ↓ -28%
Blue Shield CA Medicare|PPO $5.24 ↓ -28%
Partnership Health Plan Medicaid|All Plans $5.24 ↓ -28%
Hill Physicians Commercial|All Plans $5.24 ↓ -28%
Humana Medicare|All Plans $5.24 ↓ -28%
Aetna Commercial|All Other Plans $5.24 ↓ -28%
Aetna Commercial|PPO $5.24 ↓ -28%
Aetna Medicare|All Plans $5.24 ↓ -28%
Aetna Commercial|HMO $5.24 ↓ -28%
Molina Medicaid|All Plans $5.24 ↓ -28%
Molina Medicare|All Plans $5.24 ↓ -28%
United Commercial|All Other Plans $5.24 ↓ -28%
United Medicare|All Plans $5.24 ↓ -28%
United Commercial|HMO $5.24 ↓ -28%
United Commercial|Options PPO $5.24 ↓ -28%
United Commercial|Non-Options PPO $5.24 ↓ -28%
United Medicaid|< 21 $5.24 ↓ -28%
United Medicaid|> 21 $5.24 ↓ -28%
Health Net Medicaid|All Plans $5.24 ↓ -28%
Kaiser Medicare|All Plans $5.24 ↓ -28%
California Health & Wellness Medicaid|All Plans $5.24 ↓ -28%
Humana Commercial|All Plans $5.24 ↓ -28%
Hill Physicians Medicaid|All Plans $5.24 ↓ -28%
BCBS - Anthem Medicare|Imperial $5.40 ↓ -26%
BrightHealth Commercial|All Plans $5.77 ↓ -21%
BlueShield Medicare|Trauma $6.55 ↓ -10%
Prison Healthcare Medicaid|All Plans $7.86 ↑ +8%
Cigna Commercial|LocalPlus $46.71 ↑ +541%
Cigna Commercial|All Other Plans $62.28 ↑ +754%

Visitor-reported prices

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Warde apolipoprotein b at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4.38 $2.70 – $55.96
Banner Lassen Medical Center Susanville $40.06 $2.05 – $21.70
Petaluma Valley Hospital Petaluma $27.08 $20.67 – $95.79
Arroyo Grande Hospital Santa Maria $24.40 $5.00 – $54.35
Mark Twain Medical Center San Andreas $40.88 $5.42 – $10.00
French Hospital San Luis Obispo $22.35 $2.70 – $63.89
Mercy Hospitals – Bakersfield Bakersfield $4.09 $2.62 – $60.61
Bakersfield Memorial Hospital Bakersfield $4.04 $2.62 – $60.61

All California hospitals for this procedure →