Urinalysis microscopic only at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$51.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.50 with Partnership Health Plan vs $51.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $2.50 ↓ -82%
BCBS - Anthem Medicare|All Other Plans $2.88 ↓ -79%
Humana Commercial|All Plans $3.05 ↓ -78%
Hill Physicians Commercial|All Plans $3.05 ↓ -78%
Aetna Medicare|All Plans $3.05 ↓ -78%
Blue Shield CA Medicare|PPO $3.05 ↓ -78%
Blue Shield CA Medicare|HMO $3.05 ↓ -78%
Kaiser Medicare|All Plans $3.05 ↓ -78%
Humana Medicare|All Plans $3.05 ↓ -78%
Molina Medicare|All Plans $3.05 ↓ -78%
United Medicare|All Plans $3.05 ↓ -78%
BCBS - Anthem Medicare|Imperial $3.14 ↓ -78%
BrightHealth Commercial|All Plans $3.35 ↓ -76%
United Medicaid|< 21 $3.59 ↓ -74%
United Medicaid|> 21 $3.59 ↓ -74%
United Commercial|Non-Options PPO $3.66 ↓ -74%
United Commercial|HMO $3.66 ↓ -74%
United Commercial|Options PPO $3.66 ↓ -74%
United Commercial|All Other Plans $3.66 ↓ -74%
BlueShield Medicare|Trauma $3.81 ↓ -73%
Hill Physicians Medicaid|All Plans $3.95 ↓ -72%
Prison Healthcare Medicaid|All Plans $4.58 ↓ -67%
Molina Medicaid|All Plans $4.70 ↓ -66%
WCMG Commercial|All Plans $5.61 ↓ -60%
Cigna Commercial|LocalPlus $6.75 ↓ -52%
BCBS - Anthem Medicaid|All Plans $7.22 ↓ -48%
California Health & Wellness Medicaid|All Plans $8.22 ↓ -41%
Health Net Medicaid|All Plans $8.22 ↓ -41%
Cigna Commercial|All Other Plans $9.00 ↓ -36%
Aetna Commercial|All Other Plans $11.45 ↓ -18%
Aetna Commercial|PPO $11.45 ↓ -18%
Aetna Commercial|HMO $11.45 ↓ -18%
Blue Shield CA Commercial|ACO Trio $15.81 ↑ +13%
Western Health Advantage Commercial|All Plans $17.85 ↑ +28%
Blue Shield CA Commercial|ACO Trio CalPers $20.40 ↑ +46%
Kaiser Medicaid|All Plans $20.91 ↑ +50%
Blue Shield CA Commercial|Exchange $21.42 ↑ +53%
Kaiser Commercial|All Plans $27.54 ↑ +97%
Blue Shield CA Commercial|PPO Tandem $28.05 ↑ +101%
Blue Shield CA Commercial|HMO $30.09 ↑ +115%
Blue Shield CA Commercial|CalPers $31.62 ↑ +126%
Blue Shield CA Commercial|PPO $33.66 ↑ +141%
Healthsmart Commercial|All Plans $38.25 ↑ +174%
First Health Commercial|All Plans $38.25 ↑ +174%
Sutter Health Commercial|All Plans $40.80 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $40.80 ↑ +192%
MultiPlan Commercial|All Plans $42.33 ↑ +203%
BCBS - Anthem Commercial|MCS $51.00 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $51.00 ↑ +265%

Visitor-reported prices

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Urinalysis microscopic only at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $32.85 $3.05 – $9.52
Banner Lassen Medical Center Susanville $5.89 $0.61 – $9.70
Petaluma Valley Hospital Petaluma $76.50 $2.99 – $24.79
Arroyo Grande Hospital Santa Maria $78.76 $3.05 – $7.85
Mark Twain Medical Center San Andreas $28.64 $3.05 – $42.14
French Hospital San Luis Obispo $72.13 $2.16 – $9.23
Mercy Hospitals – Bakersfield Bakersfield $50.83 $3.05 – $39.20
Bakersfield Memorial Hospital Bakersfield $50.28 $3.05 – $38.71

All California hospitals for this procedure →