Tx atrial fib pulm vein isol at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$18,098.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66,053.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$895.98 with Hill Physicians vs $66,053.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $895.98 ↓ -95%
United Medicaid|< 21 $1,010.36 ↓ -94%
United Medicaid|> 21 $1,010.36 ↓ -94%
Hill Physicians Medicaid|All Plans $1,228.36 ↓ -93%
Molina Medicaid|All Plans $1,655.28 ↓ -91%
BCBS - Anthem Medicaid|All Plans $2,548.64 ↓ -86%
California Health & Wellness Medicaid|All Plans $2,557.22 ↓ -86%
Health Net Medicaid|All Plans $2,557.22 ↓ -86%
Partnership Health Plan Medicaid|All Plans $3,786.02 ↓ -79%
WCMG Commercial|All Plans $7,265.83 ↓ -60%
Blue Shield CA Commercial|ACO Trio $12,333.00 ↓ -32%
Blue Shield CA Commercial|ACO Trio CalPers $15,724.00 ↓ -13%
Aetna Commercial|HMO $16,573.00 ↓ -8%
Aetna Commercial|All Other Plans $16,573.00 ↓ -8%
Aetna Commercial|PPO $16,573.00 ↓ -8%
Blue Shield CA Commercial|Exchange $17,053.00 ↓ -6%
Kaiser Medicare|All Plans $19,467.00 ↑ +8%
Kaiser Commercial|All Plans $19,467.00 ↑ +8%
Kaiser Medicaid|All Plans $19,467.00 ↑ +8%
Blue Shield CA Commercial|PPO Tandem $21,988.00 ↑ +21%
Health Net Commercial|EPPO $22,966.00 ↑ +27%
Western Health Advantage Commercial|All Plans $23,118.55 ↑ +28%
Blue Shield CA Commercial|HMO $23,316.00 ↑ +29%
Blue Shield CA Commercial|CalPers $24,547.00 ↑ +36%
Blue Shield CA Commercial|PPO $26,437.00 ↑ +46%
BCBS - Anthem Medicare|All Other Plans $30,400.34 ↑ +68%
United Medicare|All Plans $32,237.90 ↑ +78%
Humana Medicare|All Plans $32,237.90 ↑ +78%
Aetna Medicare|All Plans $32,237.90 ↑ +78%
Molina Medicare|All Plans $32,237.90 ↑ +78%
Humana Commercial|All Plans $32,237.90 ↑ +78%
Blue Shield CA Medicare|HMO $32,237.90 ↑ +78%
Blue Shield CA Medicare|PPO $32,237.90 ↑ +78%
BCBS - Anthem Commercial|Connection EPO $33,166.00 ↑ +83%
BCBS - Anthem Medicare|Imperial $33,205.04 ↑ +83%
BrightHealth Commercial|All Plans $35,461.69 ↑ +96%
BlueShield Medicare|Trauma $40,297.38 ↑ +123%
BCBS - Anthem Commercial|All Other Plans $41,457.00 ↑ +129%
Health Net Commercial|FFS $41,665.00 ↑ +130%
Cigna Commercial|LocalPlus $42,934.45 ↑ +137%
Prison Healthcare Medicaid|All Plans $48,356.85 ↑ +167%
Healthsmart Commercial|All Plans $49,539.75 ↑ +174%
First Health Commercial|All Plans $49,539.75 ↑ +174%
Sutter Health Commercial|All Plans $52,842.40 ↑ +192%
MultiPlan Commercial|All Plans $54,823.99 ↑ +203%
Cigna Commercial|All Other Plans $56,805.58 ↑ +214%
BCBS - Anthem Commercial|MCS $58,040.00 ↑ +221%
United Commercial|Options PPO $66,053.00 ↑ +265%
United Commercial|All Other Plans $66,053.00 ↑ +265%
United Commercial|HMO $66,053.00 ↑ +265%
United Commercial|Non-Options PPO $66,053.00 ↑ +265%

Visitor-reported prices

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Tx atrial fib pulm vein isol at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $39,104.80 not published
St. John's Camarillo Hospital Camarillo $23,030.48 $1,242.74 – $58,938.04
Antioch Medical Center ANTIOCH $39,104.80 not published
Redwood City Medical Center Redwood City $39,104.80 not published
Santa Clara Medical Center SANTA CLARA $39,104.80 not published
Baldwin Park Medical Center BALDWIN PARK $17,732.00 not published
Riverside Medical Center RIVERSIDE $17,732.00 not published
Fremont Medical Center FREMONT $39,104.80 not published

All California hospitals for this procedure →