Transcath biopsy at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,024.62

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,338.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$158.07 with United vs $17,633.00 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $158.07 ↓ -97%
United Medicaid|< 21 $158.07 ↓ -97%
Hill Physicians Commercial|All Plans $208.73 ↓ -96%
Molina Medicaid|All Plans $258.97 ↓ -95%
Hill Physicians Medicaid|All Plans $274.10 ↓ -95%
BCBS - Anthem Medicaid|All Plans $375.42 ↓ -93%
Health Net Medicaid|All Plans $570.62 ↓ -89%
California Health & Wellness Medicaid|All Plans $570.62 ↓ -89%
Partnership Health Plan Medicaid|All Plans $849.63 ↓ -83%
WCMG Commercial|All Plans $1,939.63 ↓ -61%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↓ -34%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↓ -16%
Blue Shield CA Commercial|Exchange $4,280.00 ↓ -15%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +12%
Western Health Advantage Commercial|All Plans $6,171.55 ↑ +23%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +24%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +31%
BCBS - Anthem Medicare|All Other Plans $6,698.72 ↑ +33%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +35%
Blue Shield CA Medicare|HMO $7,103.63 ↑ +41%
Aetna Medicare|All Plans $7,103.63 ↑ +41%
Blue Shield CA Medicare|PPO $7,103.63 ↑ +41%
Molina Medicare|All Plans $7,103.63 ↑ +41%
Humana Commercial|All Plans $7,103.63 ↑ +41%
United Medicare|All Plans $7,103.63 ↑ +41%
Humana Medicare|All Plans $7,103.63 ↑ +41%
Kaiser Medicare|All Plans $7,103.63 ↑ +41%
BCBS - Anthem Commercial|Connection EPO $7,209.00 ↑ +43%
Kaiser Medicaid|All Plans $7,229.53 ↑ +44%
BCBS - Anthem Medicare|Imperial $7,316.74 ↑ +46%
BrightHealth Commercial|All Plans $7,813.99 ↑ +56%
Health Net Commercial|EPPO $8,573.00 ↑ +71%
BlueShield Medicare|Trauma $8,879.54 ↑ +77%
BCBS - Anthem Commercial|All Other Plans $9,011.00 ↑ +79%
Kaiser Commercial|All Plans $9,521.82 ↑ +90%
Aetna Commercial|All Other Plans $10,361.00 ↑ +106%
Aetna Commercial|HMO $10,361.00 ↑ +106%
Aetna Commercial|PPO $10,361.00 ↑ +106%
Prison Healthcare Medicaid|All Plans $10,655.44 ↑ +112%
BCBS - Anthem Commercial|MCS $12,615.00 ↑ +151%
First Health Commercial|All Plans $13,224.75 ↑ +163%
Healthsmart Commercial|All Plans $13,224.75 ↑ +163%
Sutter Health Commercial|All Plans $14,106.40 ↑ +181%
MultiPlan Commercial|All Plans $14,635.39 ↑ +191%
Health Net Commercial|FFS $15,552.00 ↑ +210%
United Commercial|Non-Options PPO $17,633.00 ↑ +251%
United Commercial|Options PPO $17,633.00 ↑ +251%
United Commercial|HMO $17,633.00 ↑ +251%
United Commercial|All Other Plans $17,633.00 ↑ +251%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Transcath biopsy at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,638.52 $194.43 – $12,048.00
Arroyo Grande Hospital Santa Maria $4,754.23 $158.07 – $10,467.38
French Hospital San Luis Obispo $4,354.34 $158.07 – $10,038.14
Mercy Hospitals – Bakersfield Bakersfield $3,838.00 $158.07 – $6,896.80
Bakersfield Memorial Hospital Bakersfield $3,163.91 $158.07 – $6,868.48
St. Joseph's Medical Center Stockton Stockton $2,775.95 $0.80 – $4,470.00
Santa Rosa Memorial Hospital Santa Rosa $6,852.36 $2,238.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $3,576.96 $5,171.00 – $13,240.19

All California hospitals for this procedure →