Therapeutic procd strg endur at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$46.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.89 with Hill Physicians vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $12.89 ↓ -72%
WCMG Commercial|All Plans $18.70 ↓ -60%
BCBS - Anthem Medicaid|All Plans $22.95 ↓ -51%
BCBS - Anthem Medicare|All Other Plans $30.35 ↓ -35%
Humana Commercial|All Plans $32.18 ↓ -31%
Humana Medicare|All Plans $32.18 ↓ -31%
Aetna Medicare|All Plans $32.18 ↓ -31%
Molina Medicare|All Plans $32.18 ↓ -31%
United Medicare|All Plans $32.18 ↓ -31%
Kaiser Medicare|All Plans $32.18 ↓ -31%
Blue Shield CA Medicare|HMO $32.18 ↓ -31%
Blue Shield CA Medicare|PPO $32.18 ↓ -31%
BCBS - Anthem Medicare|Imperial $33.15 ↓ -29%
Aetna Commercial|HMO $33.43 ↓ -28%
Aetna Commercial|All Other Plans $33.43 ↓ -28%
Aetna Commercial|PPO $33.43 ↓ -28%
BrightHealth Commercial|All Plans $35.40 ↓ -24%
BlueShield Medicare|Trauma $40.23 ↓ -14%
Prison Healthcare Medicaid|All Plans $48.27 ↑ +4%
Partnership Health Plan Medicaid|All Plans $54.23 ↑ +16%
Western Health Advantage Commercial|All Plans $59.50 ↑ +28%
Kaiser Medicaid|All Plans $69.70 ↑ +50%
Blue Shield CA Commercial|ACO Trio $86.70 ↑ +86%
Kaiser Commercial|All Plans $91.80 ↑ +97%
Blue Shield CA Commercial|ACO Trio CalPers $110.50 ↑ +137%
Blue Shield CA Commercial|Exchange $115.60 ↑ +148%
Healthsmart Commercial|All Plans $127.50 ↑ +174%
First Health Commercial|All Plans $127.50 ↑ +174%
Sutter Health Commercial|All Plans $136.00 ↑ +192%
Blue Shield CA Commercial|PPO Tandem $136.00 ↑ +192%
MultiPlan Commercial|All Plans $141.10 ↑ +203%
Blue Shield CA Commercial|PPO $153.00 ↑ +228%
Blue Shield CA Commercial|HMO $153.00 ↑ +228%
Blue Shield CA Commercial|CalPers $156.40 ↑ +236%
United Commercial|Non-Options PPO $170.00 ↑ +265%
United Commercial|HMO $170.00 ↑ +265%
Cigna Commercial|LocalPlus $1,867.00 ↑ +3908%
Cigna Commercial|All Other Plans $2,488.00 ↑ +5241%
United Commercial|All Other Plans $16,950.00 ↑ +36289%
United Commercial|Options PPO $16,950.00 ↑ +36289%

Visitor-reported prices

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Therapeutic procd strg endur at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $35.92 $22.14 – $1,834.00
Redwood City Medical Center Redwood City $85.68 not published
Santa Clara Medical Center SANTA CLARA $85.68 not published
Baldwin Park Medical Center BALDWIN PARK $100.88 not published
Riverside Medical Center RIVERSIDE $100.88 not published
Sacramento Medical Center SACRAMENTO $85.68 not published
Oakland Medical Center Oakland $85.68 not published
Walnut Creek Medical Center WALNUT CREEK $85.68 not published

All California hospitals for this procedure →