Test stress cardiovascular tracing only at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$611.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,233.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.62 with Hill Physicians vs $16,950.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hill Physicians | Commercial|All Plans | $42.62 | ↓ -93% |
| United | Medicaid|> 21 | $60.24 | ↓ -90% |
| United | Medicaid|< 21 | $60.24 | ↓ -90% |
| Molina | Medicaid|All Plans | $98.70 | ↓ -84% |
| Hill Physicians | Medicaid|All Plans | $105.05 | ↓ -83% |
| BCBS - Anthem | Medicaid|All Plans | $110.12 | ↓ -82% |
| California Health & Wellness | Medicaid|All Plans | $218.70 | ↓ -64% |
| Health Net | Medicaid|All Plans | $218.70 | ↓ -64% |
| WCMG | Commercial|All Plans | $245.63 | ↓ -60% |
| Partnership Health Plan | Medicaid|All Plans | $323.82 | ↓ -47% |
| BCBS - Anthem | Medicare|All Other Plans | $385.89 | ↓ -37% |
| Humana | Medicare|All Plans | $409.21 | ↓ -33% |
| Kaiser | Medicare|All Plans | $409.21 | ↓ -33% |
| Blue Shield CA | Medicare|PPO | $409.21 | ↓ -33% |
| Blue Shield CA | Medicare|HMO | $409.21 | ↓ -33% |
| Molina | Medicare|All Plans | $409.21 | ↓ -33% |
| United | Medicare|All Plans | $409.21 | ↓ -33% |
| Humana | Commercial|All Plans | $409.21 | ↓ -33% |
| Aetna | Medicare|All Plans | $409.21 | ↓ -33% |
| BCBS - Anthem | Medicare|Imperial | $421.49 | ↓ -31% |
| BrightHealth | Commercial|All Plans | $450.13 | ↓ -26% |
| BlueShield | Medicare|Trauma | $511.51 | ↓ -16% |
| Prison Healthcare | Medicaid|All Plans | $613.82 | ↑ +0% |
| Western Health Advantage | Commercial|All Plans | $781.55 | ↑ +28% |
| BCBS - Anthem | Commercial|Connection EPO | $894.96 | ↑ +46% |
| Kaiser | Medicaid|All Plans | $915.53 | ↑ +50% |
| BCBS - Anthem | Commercial|All Other Plans | $1,118.32 | ↑ +83% |
| Kaiser | Commercial|All Plans | $1,205.82 | ↑ +97% |
| BCBS - Anthem | Commercial|MCS | $1,565.80 | ↑ +156% |
| Healthsmart | Commercial|All Plans | $1,674.75 | ↑ +174% |
| First Health | Commercial|All Plans | $1,674.75 | ↑ +174% |
| Sutter Health | Commercial|All Plans | $1,786.40 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $1,853.39 | ↑ +203% |
| United | Commercial|HMO | $2,233.00 | ↑ +265% |
| United | Commercial|Non-Options PPO | $2,233.00 | ↑ +265% |
| Health Net | Commercial|EPPO | $3,200.00 | ↑ +423% |
| Health Net | Commercial|FFS | $5,805.00 | ↑ +849% |
| United | Commercial|Options PPO | $16,950.00 | ↑ +2670% |
| United | Commercial|All Other Plans | $16,950.00 | ↑ +2670% |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,035.00 | $51.44 – $1,843.14 |
| Banner Lassen Medical Center | Susanville | $1,295.16 | $62.28 – $1,668.40 |
| Petaluma Valley Hospital | Petaluma | $821.10 | $290.98 – $414.71 |
| Arroyo Grande Hospital | Santa Maria | $995.10 | $60.24 – $1,799.28 |
| Mark Twain Medical Center | San Andreas | $946.39 | $60.24 – $701.68 |
| French Hospital | San Luis Obispo | $911.40 | $60.24 – $1,025.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,185.72 | $60.24 – $1,521.60 |
| Bakersfield Memorial Hospital | Bakersfield | $1,172.94 | $60.24 – $1,502.58 |