Target gsa panel hmtlmph neop at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$712.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,600.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.00 with WCMG vs $2,242.83 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $88.00 ↓ -88%
Western Health Advantage Commercial|All Plans $280.00 ↓ -61%
Kaiser Medicaid|All Plans $328.00 ↓ -54%
Kaiser Commercial|All Plans $432.00 ↓ -39%
Healthsmart Commercial|All Plans $600.00 ↓ -16%
First Health Commercial|All Plans $600.00 ↓ -16%
BCBS - Anthem Commercial|Connection EPO $640.00 ↓ -10%
Sutter Health Commercial|All Plans $640.00 ↓ -10%
MultiPlan Commercial|All Plans $664.00 ↓ -7%
BCBS - Anthem Medicare|All Other Plans $716.24 ↑ +1%
Humana Commercial|All Plans $759.53 ↑ +7%
Humana Medicare|All Plans $759.53 ↑ +7%
Aetna Medicare|All Plans $759.53 ↑ +7%
Molina Medicare|All Plans $759.53 ↑ +7%
United Medicare|All Plans $759.53 ↑ +7%
Kaiser Medicare|All Plans $759.53 ↑ +7%
Blue Shield CA Medicare|HMO $759.53 ↑ +7%
Blue Shield CA Medicare|PPO $759.53 ↑ +7%
Hill Physicians Commercial|All Plans $759.53 ↑ +7%
BCBS - Anthem Medicare|Imperial $782.32 ↑ +10%
BCBS - Anthem Commercial|All Other Plans $800.00 ↑ +12%
United Commercial|HMO $800.00 ↑ +12%
BCBS - Anthem Commercial|MCS $800.00 ↑ +12%
United Commercial|All Other Plans $800.00 ↑ +12%
Aetna Commercial|PPO $800.00 ↑ +12%
Aetna Commercial|All Other Plans $800.00 ↑ +12%
United Commercial|Options PPO $800.00 ↑ +12%
Aetna Commercial|HMO $800.00 ↑ +12%
United Commercial|Non-Options PPO $800.00 ↑ +12%
BrightHealth Commercial|All Plans $835.48 ↑ +17%
BlueShield Medicare|Trauma $949.41 ↑ +33%
Prison Healthcare Medicaid|All Plans $1,139.30 ↑ +60%
Cigna Commercial|LocalPlus $1,682.00 ↑ +136%
Cigna Commercial|All Other Plans $2,242.83 ↑ +215%

Visitor-reported prices

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Target gsa panel hmtlmph neop at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,423.50 $432.00 – $2,015.24
Banner Lassen Medical Center Susanville $1,315.55 $151.91 – $2,274.65
Arroyo Grande Hospital Santa Maria $1,391.00 $90.00 – $1,956.99
Mark Twain Medical Center San Andreas $1,731.60 $759.53 – $2,352.00
French Hospital San Luis Obispo $1,274.00 $48.60 – $2,300.60
Mercy Hospitals – Bakersfield Bakersfield $819.91 $759.53 – $2,182.60
Bakersfield Memorial Hospital Bakersfield $811.07 $759.53 – $2,182.60
St. Joseph's Medical Center Stockton Stockton $649.74 $464.10 – $1,812.20

All California hospitals for this procedure →