Susceptibility agar dilution per agent at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$7.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$26.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.16 with Partnership Health Plan vs $26.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|All Plans | $1.16 | ↓ -84% |
| United | Medicaid|> 21 | $1.66 | ↓ -77% |
| United | Medicaid|< 21 | $1.66 | ↓ -77% |
| Hill Physicians | Medicaid|All Plans | $1.83 | ↓ -74% |
| Molina | Medicaid|All Plans | $2.18 | ↓ -69% |
| WCMG | Commercial|All Plans | $2.86 | ↓ -60% |
| BCBS - Anthem | Medicaid|All Plans | $2.89 | ↓ -59% |
| Health Net | Medicaid|All Plans | $3.80 | ↓ -47% |
| California Health & Wellness | Medicaid|All Plans | $3.80 | ↓ -47% |
| BCBS - Anthem | Medicare|All Other Plans | $4.48 | ↓ -37% |
| Humana | Medicare|All Plans | $4.75 | ↓ -33% |
| Hill Physicians | Commercial|All Plans | $4.75 | ↓ -33% |
| Humana | Commercial|All Plans | $4.75 | ↓ -33% |
| Blue Shield CA | Medicare|PPO | $4.75 | ↓ -33% |
| Blue Shield CA | Medicare|HMO | $4.75 | ↓ -33% |
| Kaiser | Medicare|All Plans | $4.75 | ↓ -33% |
| Molina | Medicare|All Plans | $4.75 | ↓ -33% |
| United | Medicare|All Plans | $4.75 | ↓ -33% |
| Aetna | Medicare|All Plans | $4.75 | ↓ -33% |
| BCBS - Anthem | Medicare|Imperial | $4.89 | ↓ -31% |
| BrightHealth | Commercial|All Plans | $5.22 | ↓ -27% |
| United | Commercial|All Other Plans | $5.70 | ↓ -20% |
| United | Commercial|HMO | $5.70 | ↓ -20% |
| United | Commercial|Options PPO | $5.70 | ↓ -20% |
| United | Commercial|Non-Options PPO | $5.70 | ↓ -20% |
| BlueShield | Medicare|Trauma | $5.94 | ↓ -17% |
| Prison Healthcare | Medicaid|All Plans | $7.13 | ↑ +0% |
| Blue Shield CA | Commercial|ACO Trio | $8.06 | ↑ +13% |
| Western Health Advantage | Commercial|All Plans | $9.10 | ↑ +28% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $10.40 | ↑ +46% |
| Cigna | Commercial|LocalPlus | $10.53 | ↑ +48% |
| Kaiser | Medicaid|All Plans | $10.66 | ↑ +50% |
| Aetna | Commercial|PPO | $10.84 | ↑ +52% |
| Aetna | Commercial|All Other Plans | $10.84 | ↑ +52% |
| Aetna | Commercial|HMO | $10.84 | ↑ +52% |
| Blue Shield CA | Commercial|Exchange | $10.92 | ↑ +53% |
| Cigna | Commercial|All Other Plans | $14.04 | ↑ +97% |
| Kaiser | Commercial|All Plans | $14.04 | ↑ +97% |
| Blue Shield CA | Commercial|PPO Tandem | $14.30 | ↑ +101% |
| Blue Shield CA | Commercial|HMO | $15.34 | ↑ +115% |
| Blue Shield CA | Commercial|CalPers | $16.12 | ↑ +126% |
| Blue Shield CA | Commercial|PPO | $17.16 | ↑ +141% |
| Healthsmart | Commercial|All Plans | $19.50 | ↑ +173% |
| First Health | Commercial|All Plans | $19.50 | ↑ +173% |
| Sutter Health | Commercial|All Plans | $20.80 | ↑ +192% |
| BCBS - Anthem | Commercial|Connection EPO | $20.80 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $21.58 | ↑ +203% |
| BCBS - Anthem | Commercial|MCS | $26.00 | ↑ +265% |
| BCBS - Anthem | Commercial|All Other Plans | $26.00 | ↑ +265% |
Visitor-reported prices
Comments
Susceptibility agar dilution per agent at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $8.93 | $0.95 – $15.52 |
| Petaluma Valley Hospital | Petaluma | $105.06 | $4.66 – $18.41 |
| Arroyo Grande Hospital | Santa Maria | $27.22 | $1.66 – $15.68 |
| French Hospital | San Luis Obispo | $24.93 | $1.66 – $17.64 |
| Mercy Hospitals – Bakersfield | Bakersfield | $23.59 | $0.76 – $13.66 |
| Bakersfield Memorial Hospital | Bakersfield | $23.34 | $0.76 – $13.66 |
| Queen of The Valley Medical Center | Napa | $109.14 | $4.75 – $23.27 |
| Providence St Joseph Hospital Eureka | Eureka | $66.30 | $4.75 – $26.38 |