Stress test pulmonary at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$178.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$651.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.02 with Hill Physicians vs $573.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $14.02 ↓ -92%
United Medicaid|< 21 $30.12 ↓ -83%
United Medicaid|> 21 $30.12 ↓ -83%
Hill Physicians Medicaid|All Plans $33.13 ↓ -81%
Molina Medicaid|All Plans $56.63 ↓ -68%
WCMG Commercial|All Plans $63.03 ↓ -65%
Health Net Medicaid|All Plans $68.97 ↓ -61%
California Health & Wellness Medicaid|All Plans $68.97 ↓ -61%
Partnership Health Plan Medicaid|All Plans $129.52 ↓ -27%
BCBS - Anthem Commercial|Connection EPO $159.40 ↓ -11%
BCBS - Anthem Medicare|All Other Plans $159.73 ↓ -10%
Humana Commercial|All Plans $169.39 ↓ -5%
Humana Medicare|All Plans $169.39 ↓ -5%
Aetna Medicare|All Plans $169.39 ↓ -5%
Molina Medicare|All Plans $169.39 ↓ -5%
United Medicare|All Plans $169.39 ↓ -5%
Kaiser Medicare|All Plans $169.39 ↓ -5%
Blue Shield CA Medicare|HMO $169.39 ↓ -5%
Blue Shield CA Medicare|PPO $169.39 ↓ -5%
BCBS - Anthem Medicare|Imperial $174.47 ↓ -2%
BrightHealth Commercial|All Plans $186.33 ↑ +4%
BCBS - Anthem Commercial|All Other Plans $199.18 ↑ +12%
Western Health Advantage Commercial|All Plans $200.55 ↑ +12%
BCBS - Anthem Medicaid|All Plans $207.46 ↑ +16%
BlueShield Medicare|Trauma $211.74 ↑ +19%
Kaiser Medicaid|All Plans $234.93 ↑ +32%
Prison Healthcare Medicaid|All Plans $254.08 ↑ +42%
BCBS - Anthem Commercial|MCS $278.88 ↑ +56%
Kaiser Commercial|All Plans $309.42 ↑ +73%
Healthsmart Commercial|All Plans $429.75 ↑ +141%
First Health Commercial|All Plans $429.75 ↑ +141%
Sutter Health Commercial|All Plans $458.40 ↑ +157%
MultiPlan Commercial|All Plans $475.59 ↑ +167%
United Commercial|Options PPO $573.00 ↑ +221%
United Commercial|All Other Plans $573.00 ↑ +221%
United Commercial|Non-Options PPO $573.00 ↑ +221%
United Commercial|HMO $573.00 ↑ +221%

Visitor-reported prices

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Stress test pulmonary at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $272.34 $73.86 – $182.96
Arroyo Grande Hospital Santa Maria $288.48 $30.12 – $660.52
French Hospital San Luis Obispo $264.21 $30.12 – $660.52
Bakersfield Memorial Hospital Bakersfield $182.40 $30.12 – $392.63
Queen of The Valley Medical Center Napa $404.94 $93.34 – $188.91
Providence St Joseph Hospital Eureka Eureka $349.86 $105.85 – $171.12
Healdsburg Hospital Healdsburg $154.02 $42.23 – $179.26
Redwood Memorial Hospital Fortuna $309.57 $106.10 – $106.10

All California hospitals for this procedure →