Splint rstrc wrst/cmc right med at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$34.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$126.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.15 with WCMG vs $63.05 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $7.15 ↓ -79%
Kaiser Medicaid|All Plans $14.95 ↓ -57%
Kaiser Commercial|All Plans $14.95 ↓ -57%
Kaiser Medicare|All Plans $14.95 ↓ -57%
BCBS - Anthem Medicaid|All Plans $15.60 ↓ -55%
Partnership Health Plan Medicaid|All Plans $16.25 ↓ -53%
Molina Medicaid|All Plans $16.90 ↓ -51%
Health Net Medicaid|All Plans $18.20 ↓ -47%
California Health & Wellness Medicaid|All Plans $18.20 ↓ -47%
United Medicaid|< 21 $22.26 ↓ -36%
United Medicaid|> 21 $22.26 ↓ -36%
Hill Physicians Medicaid|All Plans $24.49 ↓ -29%
Health Net Commercial|EPPO $25.35 ↓ -27%
Cigna Commercial|LocalPlus $26.00 ↓ -25%
United Commercial|Non-Options PPO $33.80 ↓ -2%
Cigna Commercial|All Other Plans $34.45 ↓ -0%
United Commercial|Options PPO $36.40 ↑ +5%
United Commercial|HMO $36.40 ↑ +5%
United Commercial|All Other Plans $36.40 ↑ +5%
Blue Shield CA Commercial|ACO Trio $42.25 ↑ +22%
Western Health Advantage Commercial|All Plans $42.25 ↑ +22%
Health Net Commercial|FFS $46.15 ↑ +34%
First Health Commercial|All Plans $48.75 ↑ +41%
Healthsmart Commercial|All Plans $48.75 ↑ +41%
BCBS - Anthem Commercial|Connection EPO $50.70 ↑ +47%
Sutter Health Commercial|All Plans $52.00 ↑ +51%
Blue Shield CA Commercial|Exchange $53.30 ↑ +54%
Blue Shield CA Commercial|ACO Trio CalPers $53.30 ↑ +54%
MultiPlan Commercial|All Plans $53.95 ↑ +56%
Aetna Commercial|HMO $55.25 ↑ +60%
Aetna Commercial|All Other Plans $55.25 ↑ +60%
Aetna Commercial|PPO $55.25 ↑ +60%
Blue Shield CA Commercial|HMO $58.50 ↑ +69%
Blue Shield CA Commercial|PPO $58.50 ↑ +69%
Blue Shield CA Commercial|PPO Tandem $58.50 ↑ +69%
Blue Shield CA Commercial|CalPers $59.80 ↑ +73%
BCBS - Anthem Commercial|MCS $63.05 ↑ +83%
BCBS - Anthem Commercial|All Other Plans $63.05 ↑ +83%

Visitor-reported prices

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Splint rstrc wrst/cmc right med at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $99.04 not published
Arroyo Grande Hospital Santa Maria $67.63 $22.26 – $88.20
French Hospital San Luis Obispo $61.94 $17.10 – $88.20
Mercy Hospitals – Bakersfield Bakersfield $37.10 $22.26 – $90.00
Bakersfield Memorial Hospital Bakersfield $36.70 $22.26 – $97.00
Queen of The Valley Medical Center Napa $73.24 not published
Providence St Joseph Hospital Eureka Eureka $84.19 not published
Healdsburg Hospital Healdsburg $63.38 not published

All California hospitals for this procedure →