Splint finger frog med at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$49.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$182.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.02 with WCMG vs $176.54 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $20.02 ↓ -60%
United Medicaid|> 21 $21.42 ↓ -57%
United Medicaid|< 21 $21.42 ↓ -57%
Hill Physicians Medicaid|All Plans $23.56 ↓ -53%
Molina Medicaid|All Plans $40.27 ↓ -19%
BCBS - Anthem Medicaid|All Plans $40.70 ↓ -18%
Kaiser Medicaid|All Plans $41.86 ↓ -16%
Kaiser Commercial|All Plans $41.86 ↓ -16%
Kaiser Medicare|All Plans $41.86 ↓ -16%
Partnership Health Plan Medicaid|All Plans $45.50 ↓ -9%
California Health & Wellness Medicaid|All Plans $49.05 ↓ -2%
Health Net Medicaid|All Plans $49.05 ↓ -2%
Health Net Commercial|EPPO $70.98 ↑ +42%
Cigna Commercial|LocalPlus $72.80 ↑ +46%
United Commercial|Non-Options PPO $94.64 ↑ +90%
Cigna Commercial|All Other Plans $96.46 ↑ +93%
United Commercial|Options PPO $101.92 ↑ +104%
United Commercial|All Other Plans $101.92 ↑ +104%
United Commercial|HMO $101.92 ↑ +104%
Western Health Advantage Commercial|All Plans $118.30 ↑ +137%
Blue Shield CA Commercial|ACO Trio $118.30 ↑ +137%
Health Net Commercial|FFS $129.22 ↑ +159%
Healthsmart Commercial|All Plans $136.50 ↑ +174%
First Health Commercial|All Plans $136.50 ↑ +174%
BCBS - Anthem Commercial|Connection EPO $141.96 ↑ +185%
Sutter Health Commercial|All Plans $145.60 ↑ +192%
Blue Shield CA Commercial|Exchange $149.24 ↑ +199%
Blue Shield CA Commercial|ACO Trio CalPers $149.24 ↑ +199%
MultiPlan Commercial|All Plans $151.06 ↑ +203%
Aetna Commercial|HMO $154.70 ↑ +210%
Aetna Commercial|PPO $154.70 ↑ +210%
Aetna Commercial|All Other Plans $154.70 ↑ +210%
Blue Shield CA Commercial|HMO $163.80 ↑ +228%
Blue Shield CA Commercial|PPO Tandem $163.80 ↑ +228%
Blue Shield CA Commercial|PPO $163.80 ↑ +228%
Blue Shield CA Commercial|CalPers $167.44 ↑ +236%
BCBS - Anthem Commercial|MCS $176.54 ↑ +254%
BCBS - Anthem Commercial|All Other Plans $176.54 ↑ +254%

Visitor-reported prices

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Splint finger frog med at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $9.85 $11.50 – $22.54
French Hospital San Luis Obispo $9.02 $4.37 – $22.54
Mercy Hospitals – Bakersfield Bakersfield $9.28 $6.25 – $22.50
Bakersfield Memorial Hospital Bakersfield $9.18 $6.25 – $24.25
St. Joseph's Medical Center Stockton Stockton $6.77 $5.98 – $23.00
Mercy Medical Center Mt. Shasta Mt Shasta $16.34 $5.04 – $20.58
Mercy Medical Center Merced Merced $10.30 $4.60 – $20.00
Sierra Nevada Memorial Hospital Grass Valley $24.53 $11.25 – $44.10

All California hospitals for this procedure →