Special physics consult at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$231.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$844.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.84 with WCMG vs $19,089.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $92.84 ↓ -60%
United Medicaid|> 21 $136.54 ↓ -41%
United Medicaid|< 21 $136.54 ↓ -41%
Hill Physicians Medicaid|All Plans $150.19 ↓ -35%
BCBS - Anthem Medicare|All Other Plans $164.53 ↓ -29%
Hill Physicians Commercial|All Plans $165.18 ↓ -29%
Blue Shield CA Medicare|PPO $174.47 ↓ -25%
Humana Medicare|All Plans $174.47 ↓ -25%
Aetna Medicare|All Plans $174.47 ↓ -25%
Molina Medicare|All Plans $174.47 ↓ -25%
United Medicare|All Plans $174.47 ↓ -25%
Kaiser Medicare|All Plans $174.47 ↓ -25%
Blue Shield CA Medicare|HMO $174.47 ↓ -25%
Humana Commercial|All Plans $174.47 ↓ -25%
Molina Medicaid|All Plans $178.96 ↓ -23%
BCBS - Anthem Medicare|Imperial $179.70 ↓ -22%
BrightHealth Commercial|All Plans $191.92 ↓ -17%
BlueShield Medicare|Trauma $218.09 ↓ -6%
BCBS - Anthem Medicaid|All Plans $259.43 ↑ +12%
Prison Healthcare Medicaid|All Plans $261.70 ↑ +13%
Western Health Advantage Commercial|All Plans $295.40 ↑ +28%
California Health & Wellness Medicaid|All Plans $312.68 ↑ +35%
Health Net Medicaid|All Plans $312.68 ↑ +35%
Kaiser Medicaid|All Plans $346.04 ↑ +50%
Aetna Commercial|All Other Plans $400.58 ↑ +73%
Aetna Commercial|PPO $400.58 ↑ +73%
Aetna Commercial|HMO $400.58 ↑ +73%
Kaiser Commercial|All Plans $455.76 ↑ +97%
Partnership Health Plan Medicaid|All Plans $587.12 ↑ +154%
Healthsmart Commercial|All Plans $633.00 ↑ +174%
First Health Commercial|All Plans $633.00 ↑ +174%
Sutter Health Commercial|All Plans $675.20 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $675.20 ↑ +192%
MultiPlan Commercial|All Plans $700.52 ↑ +203%
United Commercial|HMO $844.00 ↑ +265%
United Commercial|Non-Options PPO $844.00 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $844.00 ↑ +265%
BCBS - Anthem Commercial|MCS $844.00 ↑ +265%
United Commercial|All Other Plans $844.00 ↑ +265%
United Commercial|Options PPO $844.00 ↑ +265%
Cigna Commercial|LocalPlus $14,317.00 ↑ +6091%
Cigna Commercial|All Other Plans $19,089.00 ↑ +8154%

Visitor-reported prices

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Special physics consult at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $724.46 $168.70 – $1,438.98
Arroyo Grande Hospital Santa Maria $312.87 $136.54 – $11,311.00
Mercy Hospitals – Bakersfield Bakersfield $146.18 $136.54 – $19,249.00
Queen of The Valley Medical Center Napa $683.91 $190.84 – $934.20
Providence St Joseph Hospital Eureka Eureka $1,208.19 $172.87 – $1,059.39
St. Joseph's Medical Center Stockton Stockton $427.48 $136.54 – $1,454.00
Santa Rosa Memorial Hospital Santa Rosa $1,371.39 $187.03 – $794.78
Providence Mission Hospital - Mission Viejo Mission Viejo $844.32 $146.94 – $319.81

All California hospitals for this procedure →