Sodium chloride 0.9 % IV bolus at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$21.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.24 with Partnership Health Plan vs $49.80 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $1.24 ↓ -94%
Hill Physicians Commercial|All Plans $1.31 ↓ -94%
Hill Physicians Medicaid|All Plans $1.36 ↓ -94%
United Commercial|HMO $2.06 ↓ -90%
United Commercial|Options PPO $2.06 ↓ -90%
United Commercial|All Other Plans $2.06 ↓ -90%
United Commercial|Non-Options PPO $2.26 ↓ -89%
Molina Medicaid|All Plans $2.33 ↓ -89%
Aetna Commercial|All Other Plans $2.66 ↓ -88%
Aetna Commercial|HMO $2.66 ↓ -88%
Aetna Commercial|PPO $2.66 ↓ -88%
Health Net Medicaid|All Plans $2.84 ↓ -87%
California Health & Wellness Medicaid|All Plans $2.84 ↓ -87%
Cigna Commercial|LocalPlus $2.88 ↓ -87%
Cigna Commercial|All Other Plans $3.85 ↓ -82%
Blue Shield CA Commercial|CalPers $5.06 ↓ -76%
Blue Shield CA Commercial|PPO $5.06 ↓ -76%
Blue Shield CA Commercial|Exchange $5.06 ↓ -76%
Blue Shield CA Commercial|HMO $5.06 ↓ -76%
Blue Shield CA Commercial|ACO Trio $5.06 ↓ -76%
Blue Shield CA Commercial|ACO Trio CalPers $5.06 ↓ -76%
Blue Shield CA Commercial|PPO Tandem $5.06 ↓ -76%
WCMG Commercial|All Plans $6.60 ↓ -69%
Western Health Advantage Commercial|All Plans $6.72 ↓ -69%
Health Net Commercial|EPPO $7.31 ↓ -66%
BCBS - Anthem Medicaid|All Plans $10.93 ↓ -49%
Health Net Commercial|FFS $13.36 ↓ -38%
BCBS - Anthem Commercial|Connection EPO $18.12 ↓ -15%
BCBS - Anthem Commercial|All Other Plans $22.66 ↑ +6%
Kaiser Medicaid|All Plans $24.60 ↑ +15%
BCBS - Anthem Commercial|MCS $31.68 ↑ +48%
Kaiser Commercial|All Plans $32.40 ↑ +52%
Healthsmart Commercial|All Plans $45.00 ↑ +110%
First Health Commercial|All Plans $45.00 ↑ +110%
Sutter Health Commercial|All Plans $48.00 ↑ +125%
MultiPlan Commercial|All Plans $49.80 ↑ +133%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $57.38 $1.42 – $19.60
Petaluma Valley Hospital Petaluma $65.33 $2.47 – $14.15
Arroyo Grande Hospital Santa Maria $23.12 $1.88 – $52.92
French Hospital San Luis Obispo $21.17 $1.24 – $52.92
Mercy Hospitals – Bakersfield Bakersfield $20.04 $1.24 – $43.20
Bakersfield Memorial Hospital Bakersfield $19.82 $1.65 – $42.66
Queen of The Valley Medical Center Napa $65.33 $2.47 – $15.31
Providence St Joseph Hospital Eureka Eureka $65.33 $2.67 – $18.26

All California hospitals for this procedure →