Rocker bottom, contact afo at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$120.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$440.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.40 with WCMG vs $426.80 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $48.40 ↓ -60%
United Medicaid|< 21 $62.56 ↓ -48%
United Medicaid|> 21 $62.56 ↓ -48%
Hill Physicians Medicaid|All Plans $68.82 ↓ -43%
Kaiser Medicaid|All Plans $101.20 ↓ -16%
Kaiser Commercial|All Plans $101.20 ↓ -16%
Kaiser Medicare|All Plans $101.20 ↓ -16%
BCBS - Anthem Medicaid|All Plans $105.60 ↓ -12%
Partnership Health Plan Medicaid|All Plans $110.00 ↓ -9%
Molina Medicaid|All Plans $114.40 ↓ -5%
California Health & Wellness Medicaid|All Plans $123.20 ↑ +2%
Health Net Medicaid|All Plans $123.20 ↑ +2%
Health Net Commercial|EPPO $171.60 ↑ +42%
Cigna Commercial|LocalPlus $176.00 ↑ +46%
United Commercial|Non-Options PPO $228.80 ↑ +90%
Cigna Commercial|All Other Plans $233.20 ↑ +93%
United Commercial|All Other Plans $246.40 ↑ +104%
United Commercial|Options PPO $246.40 ↑ +104%
United Commercial|HMO $246.40 ↑ +104%
Western Health Advantage Commercial|All Plans $286.00 ↑ +137%
Blue Shield CA Commercial|ACO Trio $286.00 ↑ +137%
Health Net Commercial|FFS $312.40 ↑ +159%
Healthsmart Commercial|All Plans $330.00 ↑ +174%
First Health Commercial|All Plans $330.00 ↑ +174%
BCBS - Anthem Commercial|Connection EPO $343.20 ↑ +185%
Sutter Health Commercial|All Plans $352.00 ↑ +192%
Blue Shield CA Commercial|Exchange $360.80 ↑ +199%
Blue Shield CA Commercial|ACO Trio CalPers $360.80 ↑ +199%
MultiPlan Commercial|All Plans $365.20 ↑ +203%
Aetna Commercial|HMO $374.00 ↑ +210%
Aetna Commercial|PPO $374.00 ↑ +210%
Aetna Commercial|All Other Plans $374.00 ↑ +210%
Blue Shield CA Commercial|HMO $396.00 ↑ +228%
Blue Shield CA Commercial|PPO Tandem $396.00 ↑ +228%
Blue Shield CA Commercial|PPO $396.00 ↑ +228%
Blue Shield CA Commercial|CalPers $404.80 ↑ +236%
BCBS - Anthem Commercial|All Other Plans $426.80 ↑ +254%
BCBS - Anthem Commercial|MCS $426.80 ↑ +254%

Visitor-reported prices

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Rocker bottom, contact afo at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $339.89 $94.65 – $605.28
St. Mary Medical Center Long Beach $144.05 $56.30 – $335.00
Community Hospital San Bernardino San Bernardino $130.99 $62.56 – $335.00
Glendale Memorial Hospital Health Center Glendale $109.21 $40.00 – $331.65
St. Bernardine Medical Center San Bernardino $111.56 $62.56 – $312.80
Mercy General Hospital Sacramento $95.92 $62.56 – $391.60
Mercy Hospital of Folsom Folsom $171.16 $48.40 – $422.40
Woodland Memorial Hospital Woodland $120.56 $48.40 – $440.00

All California hospitals for this procedure →