Radphm lcl tomogr sgl area sgl day at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,519.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$323.05 with Hill Physicians vs $7,040.70 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $323.05 ↓ -79%
WCMG Commercial|All Plans $609.84 ↓ -60%
Aetna Commercial|HMO $1,029.58 ↓ -32%
Aetna Commercial|All Other Plans $1,029.58 ↓ -32%
Aetna Commercial|PPO $1,029.58 ↓ -32%
BCBS - Anthem Medicare|All Other Plans $1,617.74 ↑ +6%
Kaiser Medicare|All Plans $1,715.53 ↑ +13%
Humana Medicare|All Plans $1,715.53 ↑ +13%
Humana Commercial|All Plans $1,715.53 ↑ +13%
Aetna Medicare|All Plans $1,715.53 ↑ +13%
Molina Medicare|All Plans $1,715.53 ↑ +13%
United Medicare|All Plans $1,715.53 ↑ +13%
Blue Shield CA Medicare|PPO $1,715.53 ↑ +13%
Blue Shield CA Medicare|HMO $1,715.53 ↑ +13%
BCBS - Anthem Medicare|Imperial $1,767.00 ↑ +16%
BrightHealth Commercial|All Plans $1,887.08 ↑ +24%
Western Health Advantage Commercial|All Plans $1,940.40 ↑ +28%
BlueShield Medicare|Trauma $2,144.41 ↑ +41%
Kaiser Medicaid|All Plans $2,273.04 ↑ +50%
Prison Healthcare Medicaid|All Plans $2,573.30 ↑ +69%
United Commercial|Options PPO $2,938.37 ↑ +93%
United Commercial|Non-Options PPO $2,938.37 ↑ +93%
United Commercial|HMO $2,938.37 ↑ +93%
United Commercial|All Other Plans $2,938.37 ↑ +93%
BCBS - Anthem Commercial|Connection EPO $2,993.70 ↑ +97%
Kaiser Commercial|All Plans $2,993.76 ↑ +97%
BCBS - Anthem Commercial|All Other Plans $3,740.86 ↑ +146%
First Health Commercial|All Plans $4,158.00 ↑ +174%
Healthsmart Commercial|All Plans $4,158.00 ↑ +174%
Sutter Health Commercial|All Plans $4,435.20 ↑ +192%
MultiPlan Commercial|All Plans $4,601.52 ↑ +203%
BCBS - Anthem Commercial|MCS $5,237.72 ↑ +245%
Cigna Commercial|LocalPlus $5,280.13 ↑ +248%
Cigna Commercial|All Other Plans $7,040.70 ↑ +363%

Visitor-reported prices

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Radphm lcl tomogr sgl area sgl day at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,048.14 $646.11 – $6,326.24
Banner Lassen Medical Center Susanville $803.86 $261.10 – $1,162.06
Arroyo Grande Hospital Santa Maria $3,137.67 $1,658.74 – $6,825.70
Mark Twain Medical Center San Andreas $5,406.59 $989.53 – $3,748.50
French Hospital San Luis Obispo $2,615.43 $1,581.92 – $7,222.02
Mercy Hospitals – Bakersfield Bakersfield $866.29 $1,167.50 – $6,851.62
Bakersfield Memorial Hospital Bakersfield $856.95 $1,167.50 – $6,851.62
Queen of The Valley Medical Center Napa $4,380.90 $770.94 – $2,035.50

All California hospitals for this procedure →