Radphm lcl tmr plnr bdy two day img at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,536.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,258.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.70 with United vs $7,684.14 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $189.70 ↓ -93%
United Medicaid|> 21 $189.70 ↓ -93%
Hill Physicians Medicaid|All Plans $208.67 ↓ -92%
Molina Medicaid|All Plans $356.64 ↓ -86%
BCBS - Anthem Medicaid|All Plans $360.43 ↓ -86%
California Health & Wellness Medicaid|All Plans $434.41 ↓ -83%
Health Net Medicaid|All Plans $434.41 ↓ -83%
Hill Physicians Commercial|All Plans $585.89 ↓ -77%
Partnership Health Plan Medicaid|All Plans $815.71 ↓ -68%
WCMG Commercial|All Plans $1,018.38 ↓ -60%
BCBS - Anthem Medicare|All Other Plans $1,617.74 ↓ -36%
Blue Shield CA Medicare|PPO $1,715.53 ↓ -32%
Humana Medicare|All Plans $1,715.53 ↓ -32%
Aetna Medicare|All Plans $1,715.53 ↓ -32%
Molina Medicare|All Plans $1,715.53 ↓ -32%
United Medicare|All Plans $1,715.53 ↓ -32%
Kaiser Medicare|All Plans $1,715.53 ↓ -32%
Blue Shield CA Medicare|HMO $1,715.53 ↓ -32%
Humana Commercial|All Plans $1,715.53 ↓ -32%
BCBS - Anthem Medicare|Imperial $1,767.00 ↓ -30%
Aetna Commercial|HMO $1,823.64 ↓ -28%
Aetna Commercial|All Other Plans $1,823.64 ↓ -28%
Aetna Commercial|PPO $1,823.64 ↓ -28%
BrightHealth Commercial|All Plans $1,887.08 ↓ -26%
BlueShield Medicare|Trauma $2,144.41 ↓ -15%
BCBS - Anthem Commercial|Connection EPO $2,187.34 ↓ -14%
Prison Healthcare Medicaid|All Plans $2,573.30 ↑ +1%
BCBS - Anthem Commercial|All Other Plans $2,733.25 ↑ +8%
United Commercial|Options PPO $2,938.37 ↑ +16%
United Commercial|All Other Plans $2,938.37 ↑ +16%
United Commercial|HMO $2,938.37 ↑ +16%
United Commercial|Non-Options PPO $2,938.37 ↑ +16%
Western Health Advantage Commercial|All Plans $3,240.30 ↑ +28%
Kaiser Medicaid|All Plans $3,795.78 ↑ +50%
BCBS - Anthem Commercial|MCS $3,826.92 ↑ +51%
Kaiser Commercial|All Plans $4,999.32 ↑ +97%
Cigna Commercial|LocalPlus $5,280.13 ↑ +108%
Healthsmart Commercial|All Plans $6,943.50 ↑ +174%
First Health Commercial|All Plans $6,943.50 ↑ +174%
Cigna Commercial|All Other Plans $7,040.70 ↑ +178%
Sutter Health Commercial|All Plans $7,406.40 ↑ +192%
MultiPlan Commercial|All Plans $7,684.14 ↑ +203%

Visitor-reported prices

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Radphm lcl tmr plnr bdy two day img at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $5,555.20 $1,742.00 – $1,742.00
St. John's Camarillo Hospital Camarillo $1,750.25 $287.00 – $6,326.24
Antioch Medical Center ANTIOCH $5,555.20 $1,742.00 – $1,742.00
Redwood City Medical Center Redwood City $5,555.20 $1,742.00 – $1,742.00
Santa Clara Medical Center SANTA CLARA $5,555.20 $1,742.00 – $1,742.00
Baldwin Park Medical Center BALDWIN PARK $3,161.60 $1,185.00 – $1,185.00
Riverside Medical Center RIVERSIDE $3,161.60 $1,185.00 – $1,185.00
Fremont Medical Center FREMONT $5,555.20 $1,742.00 – $1,742.00

All California hospitals for this procedure →