Pulse ox continuous overnight monitoring at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$803.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.48 with Hill Physicians vs $2,934.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $27.48 ↓ -97%
BCBS - Anthem Medicare|All Other Plans $193.88 ↓ -76%
Molina Medicare|All Plans $205.60 ↓ -74%
United Medicare|All Plans $205.60 ↓ -74%
Kaiser Medicare|All Plans $205.60 ↓ -74%
Blue Shield CA Medicare|HMO $205.60 ↓ -74%
Blue Shield CA Medicare|PPO $205.60 ↓ -74%
Humana Commercial|All Plans $205.60 ↓ -74%
Humana Medicare|All Plans $205.60 ↓ -74%
Aetna Medicare|All Plans $205.60 ↓ -74%
BCBS - Anthem Medicare|Imperial $211.77 ↓ -74%
BrightHealth Commercial|All Plans $226.16 ↓ -72%
BlueShield Medicare|Trauma $257.00 ↓ -68%
Prison Healthcare Medicaid|All Plans $308.40 ↓ -62%
WCMG Commercial|All Plans $322.74 ↓ -60%
BCBS - Anthem Commercial|Connection EPO $611.86 ↓ -24%
BCBS - Anthem Commercial|All Other Plans $764.56 ↓ -5%
Western Health Advantage Commercial|All Plans $1,026.90 ↑ +28%
BCBS - Anthem Commercial|MCS $1,070.49 ↑ +33%
Kaiser Medicaid|All Plans $1,202.94 ↑ +50%
Kaiser Commercial|All Plans $1,584.36 ↑ +97%
Healthsmart Commercial|All Plans $2,200.50 ↑ +174%
First Health Commercial|All Plans $2,200.50 ↑ +174%
Sutter Health Commercial|All Plans $2,347.20 ↑ +192%
MultiPlan Commercial|All Plans $2,435.22 ↑ +203%
United Commercial|HMO $2,934.00 ↑ +265%
United Commercial|Options PPO $2,934.00 ↑ +265%
United Commercial|Non-Options PPO $2,934.00 ↑ +265%
United Commercial|All Other Plans $2,934.00 ↑ +265%

Visitor-reported prices

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Pulse ox continuous overnight monitoring at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $1,115.88 $173.40 – $283.52
Arroyo Grande Hospital Santa Maria $310.30 $198.80 – $710.50
Mark Twain Medical Center San Andreas $509.49 $197.91 – $728.14
French Hospital San Luis Obispo $312.82 $198.80 – $782.04
Mercy Hospitals – Bakersfield Bakersfield $329.45 $198.80 – $710.40
Bakersfield Memorial Hospital Bakersfield $325.90 $198.80 – $701.52
Queen of The Valley Medical Center Napa $587.52 $182.70 – $358.30
Providence St Joseph Hospital Eureka Eureka $292.74 $165.49 – $406.32

All California hospitals for this procedure →