Prep bk ptb thermopls molded at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,718.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,570.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,492.70 with WCMG vs $13,162.90 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $1,492.70 ↓ -60%
United Medicaid|> 21 $1,585.33 ↓ -57%
United Medicaid|< 21 $1,585.33 ↓ -57%
Hill Physicians Medicaid|All Plans $1,743.86 ↓ -53%
Molina Medicaid|All Plans $2,077.81 ↓ -44%
BCBS - Anthem Medicaid|All Plans $3,012.13 ↓ -19%
Kaiser Medicaid|All Plans $3,121.10 ↓ -16%
Kaiser Commercial|All Plans $3,121.10 ↓ -16%
Kaiser Medicare|All Plans $3,121.10 ↓ -16%
Partnership Health Plan Medicaid|All Plans $3,392.50 ↓ -9%
California Health & Wellness Medicaid|All Plans $3,630.41 ↓ -2%
Health Net Medicaid|All Plans $3,630.41 ↓ -2%
Health Net Commercial|EPPO $5,292.30 ↑ +42%
Cigna Commercial|LocalPlus $5,428.00 ↑ +46%
United Commercial|Non-Options PPO $7,056.40 ↑ +90%
Cigna Commercial|All Other Plans $7,192.10 ↑ +93%
United Commercial|Options PPO $7,599.20 ↑ +104%
United Commercial|All Other Plans $7,599.20 ↑ +104%
United Commercial|HMO $7,599.20 ↑ +104%
Western Health Advantage Commercial|All Plans $8,820.50 ↑ +137%
Blue Shield CA Commercial|ACO Trio $8,820.50 ↑ +137%
Health Net Commercial|FFS $9,634.70 ↑ +159%
Healthsmart Commercial|All Plans $10,177.50 ↑ +174%
First Health Commercial|All Plans $10,177.50 ↑ +174%
BCBS - Anthem Commercial|Connection EPO $10,584.60 ↑ +185%
Sutter Health Commercial|All Plans $10,856.00 ↑ +192%
Blue Shield CA Commercial|Exchange $11,127.40 ↑ +199%
Blue Shield CA Commercial|ACO Trio CalPers $11,127.40 ↑ +199%
MultiPlan Commercial|All Plans $11,263.10 ↑ +203%
Aetna Commercial|HMO $11,534.50 ↑ +210%
Aetna Commercial|PPO $11,534.50 ↑ +210%
Aetna Commercial|All Other Plans $11,534.50 ↑ +210%
Blue Shield CA Commercial|HMO $12,213.00 ↑ +228%
Blue Shield CA Commercial|PPO Tandem $12,213.00 ↑ +228%
Blue Shield CA Commercial|PPO $12,213.00 ↑ +228%
Blue Shield CA Commercial|CalPers $12,484.40 ↑ +236%
BCBS - Anthem Commercial|MCS $13,162.90 ↑ +254%
BCBS - Anthem Commercial|All Other Plans $13,162.90 ↑ +254%

Visitor-reported prices

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Prep bk ptb thermopls molded at other California hospitals

Hospital City Cash price Negotiated range
Mercy Medical Center Mt. Shasta Mt Shasta $10,345.85 $2,156.05 – $13,032.04
Mercy Medical Center Redding Redding $5,538.98 $2,403.50 – $10,925.00
Mercy General Hospital Sacramento $2,958.26 $1,585.33 – $12,077.30
Mercy Hospital of Folsom Folsom $5,278.73 $1,492.70 – $13,027.20
Woodland Memorial Hospital Woodland $3,718.18 $1,492.70 – $13,570.00
Methodist Hospital of Sacramento Sacramento $3,908.16 $1,585.33 – $12,213.00
St. Elizabeth Community Hospital Red Bluff $6,380.20 $2,267.02 – $10,706.50
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $2,819.42 – $5,215.93

All California hospitals for this procedure →