Plcmnt biliary drainage cath w/img ext at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,154.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,511.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$256.46 with Hill Physicians vs $12,770.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $256.46 ↓ -92%
WCMG Commercial|All Plans $1,215.61 ↓ -61%
United Medicaid|< 21 $1,225.61 ↓ -61%
United Medicaid|> 21 $1,225.61 ↓ -61%
Hill Physicians Medicaid|All Plans $1,348.17 ↓ -57%
Molina Medicaid|All Plans $2,304.15 ↓ -27%
BCBS - Anthem Medicaid|All Plans $2,328.66 ↓ -26%
California Health & Wellness Medicaid|All Plans $2,806.65 ↓ -11%
Health Net Medicaid|All Plans $2,806.65 ↓ -11%
Western Health Advantage Commercial|All Plans $3,867.85 ↑ +23%
BCBS - Anthem Medicare|All Other Plans $4,373.20 ↑ +39%
Kaiser Medicaid|All Plans $4,530.91 ↑ +44%
United Medicare|All Plans $4,637.54 ↑ +47%
Humana Medicare|All Plans $4,637.54 ↑ +47%
Aetna Medicare|All Plans $4,637.54 ↑ +47%
Molina Medicare|All Plans $4,637.54 ↑ +47%
Humana Commercial|All Plans $4,637.54 ↑ +47%
Kaiser Medicare|All Plans $4,637.54 ↑ +47%
Blue Shield CA Medicare|HMO $4,637.54 ↑ +47%
Blue Shield CA Medicare|PPO $4,637.54 ↑ +47%
BCBS - Anthem Medicare|Imperial $4,776.67 ↑ +51%
Blue Shield CA Commercial|ACO Trio $5,063.00 ↑ +61%
BrightHealth Commercial|All Plans $5,101.29 ↑ +62%
Partnership Health Plan Medicaid|All Plans $5,270.12 ↑ +67%
BlueShield Medicare|Trauma $5,796.93 ↑ +84%
Kaiser Commercial|All Plans $5,967.54 ↑ +89%
Blue Shield CA Commercial|ACO Trio CalPers $6,451.00 ↑ +105%
Blue Shield CA Commercial|Exchange $6,545.00 ↑ +108%
Prison Healthcare Medicaid|All Plans $6,956.31 ↑ +121%
BCBS - Anthem Commercial|Connection EPO $7,209.00 ↑ +129%
Aetna Commercial|HMO $7,251.00 ↑ +130%
Aetna Commercial|All Other Plans $7,251.00 ↑ +130%
Aetna Commercial|PPO $7,251.00 ↑ +130%
Healthsmart Commercial|All Plans $8,288.25 ↑ +163%
First Health Commercial|All Plans $8,288.25 ↑ +163%
Blue Shield CA Commercial|PPO Tandem $8,604.00 ↑ +173%
Sutter Health Commercial|All Plans $8,840.80 ↑ +180%
BCBS - Anthem Commercial|All Other Plans $9,011.00 ↑ +186%
MultiPlan Commercial|All Plans $9,172.33 ↑ +191%
Blue Shield CA Commercial|HMO $9,566.00 ↑ +203%
Blue Shield CA Commercial|CalPers $10,070.00 ↑ +219%
Blue Shield CA Commercial|PPO $10,363.00 ↑ +229%
United Commercial|All Other Plans $11,051.00 ↑ +250%
United Commercial|HMO $11,051.00 ↑ +250%
United Commercial|Non-Options PPO $11,051.00 ↑ +250%
United Commercial|Options PPO $11,051.00 ↑ +250%
BCBS - Anthem Commercial|MCS $12,615.00 ↑ +300%
Health Net Commercial|FFS $12,770.00 ↑ +305%

Visitor-reported prices

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Plcmnt biliary drainage cath w/img ext at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,075.64 $1,854.22 – $8,890.24
Arroyo Grande Hospital Santa Maria $5,416.34 $1,225.61 – $6,716.92
French Hospital San Luis Obispo $5,012.51 $1,225.61 – $6,459.18
Mercy Hospitals – Bakersfield Bakersfield $3,811.29 $1,225.61 – $8,218.40
Bakersfield Memorial Hospital Bakersfield $3,770.20 $1,225.61 – $8,115.67
Queen of The Valley Medical Center Napa $6,896.73 $5,083.67 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $5,330.52 $4,604.99 – $17,611.00
St. Joseph's Medical Center Stockton Stockton $8,879.98 $1,225.61 – $7,623.00

All California hospitals for this procedure →