Oth resp proc, indiv at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$46.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$169.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.40 with Hill Physicians vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $11.40 ↓ -75%
WCMG Commercial|All Plans $18.59 ↓ -60%
BCBS - Anthem Medicare|All Other Plans $30.35 ↓ -34%
Humana Commercial|All Plans $32.18 ↓ -31%
Humana Medicare|All Plans $32.18 ↓ -31%
Aetna Medicare|All Plans $32.18 ↓ -31%
Molina Medicare|All Plans $32.18 ↓ -31%
United Medicare|All Plans $32.18 ↓ -31%
Kaiser Medicare|All Plans $32.18 ↓ -31%
Blue Shield CA Medicare|HMO $32.18 ↓ -31%
Blue Shield CA Medicare|PPO $32.18 ↓ -31%
BCBS - Anthem Medicare|Imperial $33.15 ↓ -28%
BrightHealth Commercial|All Plans $35.40 ↓ -24%
Aetna Commercial|PPO $35.69 ↓ -23%
Aetna Commercial|All Other Plans $35.69 ↓ -23%
Aetna Commercial|HMO $35.69 ↓ -23%
BlueShield Medicare|Trauma $40.23 ↓ -13%
Prison Healthcare Medicaid|All Plans $48.27 ↑ +4%
Partnership Health Plan Medicaid|All Plans $58.18 ↑ +26%
Western Health Advantage Commercial|All Plans $59.15 ↑ +28%
Kaiser Medicaid|All Plans $69.29 ↑ +50%
Blue Shield CA Commercial|ACO Trio $86.19 ↑ +86%
Kaiser Commercial|All Plans $91.26 ↑ +97%
Blue Shield CA Commercial|ACO Trio CalPers $109.85 ↑ +137%
Blue Shield CA Commercial|Exchange $114.92 ↑ +148%
First Health Commercial|All Plans $126.75 ↑ +174%
Healthsmart Commercial|All Plans $126.75 ↑ +174%
Sutter Health Commercial|All Plans $135.20 ↑ +192%
Blue Shield CA Commercial|PPO Tandem $135.20 ↑ +192%
MultiPlan Commercial|All Plans $140.27 ↑ +203%
Blue Shield CA Commercial|PPO $152.10 ↑ +228%
Blue Shield CA Commercial|HMO $152.10 ↑ +228%
Blue Shield CA Commercial|CalPers $155.48 ↑ +236%
United Commercial|HMO $169.00 ↑ +265%
United Commercial|Non-Options PPO $169.00 ↑ +265%
Cigna Commercial|LocalPlus $1,867.00 ↑ +3932%
Cigna Commercial|All Other Plans $2,488.00 ↑ +5272%
United Commercial|All Other Plans $16,950.00 ↑ +36501%
United Commercial|Options PPO $16,950.00 ↑ +36501%

Visitor-reported prices

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Oth resp proc, indiv at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $35.92 $22.14 – $1,834.00
Bakersfield Memorial Hospital Bakersfield $118.55 $31.12 – $284.24
St. Joseph's Medical Center Stockton Stockton $72.92 $29.54 – $684.00
Providence Mission Hospital - Mission Viejo Mission Viejo $95.04 $31.62 – $68.82
Mercy Medical Center Mt. Shasta Mt Shasta $53.69 $16.56 – $67.62
Mercy Medical Center Merced Merced $160.68 $30.21 – $745.00
Dominican Hospital Santa Cruz $77.40 $33.65 – $670.00
Sierra Nevada Memorial Hospital Grass Valley $55.59 $32.18 – $417.00

All California hospitals for this procedure →