Ortho whf rigd without jnt cstm w/fit&adj at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$55.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$201.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.95 with WCMG vs $45.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $4.95 ↓ -91%
Kaiser Medicaid|All Plans $10.35 ↓ -81%
Kaiser Commercial|All Plans $10.35 ↓ -81%
Kaiser Medicare|All Plans $10.35 ↓ -81%
BCBS - Anthem Medicaid|All Plans $10.80 ↓ -80%
Partnership Health Plan Medicaid|All Plans $11.25 ↓ -80%
Molina Medicaid|All Plans $11.70 ↓ -79%
Health Net Medicaid|All Plans $12.60 ↓ -77%
California Health & Wellness Medicaid|All Plans $12.60 ↓ -77%
Health Net Commercial|EPPO $17.55 ↓ -68%
Cigna Commercial|LocalPlus $18.00 ↓ -67%
United Commercial|Non-Options PPO $23.40 ↓ -58%
Cigna Commercial|All Other Plans $23.85 ↓ -57%
United Commercial|Options PPO $25.20 ↓ -54%
United Commercial|HMO $25.20 ↓ -54%
United Commercial|All Other Plans $25.20 ↓ -54%
Blue Shield CA Commercial|ACO Trio $29.25 ↓ -47%
Western Health Advantage Commercial|All Plans $29.25 ↓ -47%
Health Net Commercial|FFS $31.95 ↓ -42%
Healthsmart Commercial|All Plans $33.75 ↓ -39%
First Health Commercial|All Plans $33.75 ↓ -39%
BCBS - Anthem Commercial|Connection EPO $35.10 ↓ -36%
Sutter Health Commercial|All Plans $36.00 ↓ -35%
Blue Shield CA Commercial|Exchange $36.90 ↓ -33%
Blue Shield CA Commercial|ACO Trio CalPers $36.90 ↓ -33%
MultiPlan Commercial|All Plans $37.35 ↓ -32%
Aetna Commercial|HMO $38.25 ↓ -31%
Aetna Commercial|All Other Plans $38.25 ↓ -31%
Aetna Commercial|PPO $38.25 ↓ -31%
Blue Shield CA Commercial|PPO $40.50 ↓ -26%
Blue Shield CA Commercial|HMO $40.50 ↓ -26%
Blue Shield CA Commercial|PPO Tandem $40.50 ↓ -26%
Blue Shield CA Commercial|CalPers $41.40 ↓ -25%
BCBS - Anthem Commercial|MCS $43.65 ↓ -21%
BCBS - Anthem Commercial|All Other Plans $43.65 ↓ -21%
United Medicaid|< 21 $45.00 ↓ -18%
Hill Physicians Medicaid|All Plans $45.00 ↓ -18%
United Medicaid|> 21 $45.00 ↓ -18%

Visitor-reported prices

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Ortho whf rigd without jnt cstm w/fit&adj at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $2,103.20 $79.00 – $158.00
French Hospital San Luis Obispo $1,926.29 $30.02 – $158.00
Mercy Hospitals – Bakersfield Bakersfield $189.21 $25.00 – $100.00
Bakersfield Memorial Hospital Bakersfield $187.17 $25.00 – $100.00
St. Joseph's Medical Center Stockton Stockton $134.95 $23.40 – $90.00
Mercy Medical Center Mt. Shasta Mt Shasta $1,262.70 $229.04 – $1,590.54
Mercy Medical Center Merced Merced $120.51 $18.40 – $80.00
Dominican Hospital Santa Cruz $298.35 $168.41 – $663.00

All California hospitals for this procedure →