Ortho elbow without jnt cstm w/fit&adj at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$147.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$539.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.29 with WCMG vs $522.83 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $59.29 ↓ -60%
Kaiser Medicaid|All Plans $123.97 ↓ -16%
Kaiser Commercial|All Plans $123.97 ↓ -16%
Kaiser Medicare|All Plans $123.97 ↓ -16%
BCBS - Anthem Medicaid|All Plans $129.36 ↓ -12%
Partnership Health Plan Medicaid|All Plans $134.75 ↓ -9%
Molina Medicaid|All Plans $140.14 ↓ -5%
Health Net Medicaid|All Plans $150.92 ↑ +2%
California Health & Wellness Medicaid|All Plans $150.92 ↑ +2%
United Medicaid|< 21 $165.19 ↑ +12%
United Medicaid|> 21 $165.19 ↑ +12%
Hill Physicians Medicaid|All Plans $181.71 ↑ +23%
Health Net Commercial|EPPO $210.21 ↑ +42%
Cigna Commercial|LocalPlus $215.60 ↑ +46%
United Commercial|Non-Options PPO $280.28 ↑ +90%
Cigna Commercial|All Other Plans $285.67 ↑ +93%
United Commercial|Options PPO $301.84 ↑ +104%
United Commercial|HMO $301.84 ↑ +104%
United Commercial|All Other Plans $301.84 ↑ +104%
Blue Shield CA Commercial|ACO Trio $350.35 ↑ +137%
Western Health Advantage Commercial|All Plans $350.35 ↑ +137%
Health Net Commercial|FFS $382.69 ↑ +159%
First Health Commercial|All Plans $404.25 ↑ +174%
Healthsmart Commercial|All Plans $404.25 ↑ +174%
BCBS - Anthem Commercial|Connection EPO $420.42 ↑ +185%
Sutter Health Commercial|All Plans $431.20 ↑ +192%
Blue Shield CA Commercial|Exchange $441.98 ↑ +199%
Blue Shield CA Commercial|ACO Trio CalPers $441.98 ↑ +199%
MultiPlan Commercial|All Plans $447.37 ↑ +203%
Aetna Commercial|HMO $458.15 ↑ +210%
Aetna Commercial|All Other Plans $458.15 ↑ +210%
Aetna Commercial|PPO $458.15 ↑ +210%
Blue Shield CA Commercial|HMO $485.10 ↑ +228%
Blue Shield CA Commercial|PPO $485.10 ↑ +228%
Blue Shield CA Commercial|PPO Tandem $485.10 ↑ +228%
Blue Shield CA Commercial|CalPers $495.88 ↑ +236%
BCBS - Anthem Commercial|MCS $522.83 ↑ +254%
BCBS - Anthem Commercial|All Other Plans $522.83 ↑ +254%

Visitor-reported prices

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Ortho elbow without jnt cstm w/fit&adj at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $333.42 $165.19 – $763.42
French Hospital San Luis Obispo $305.37 $148.01 – $763.42
Mercy Hospitals – Bakersfield Bakersfield $27.83 $18.75 – $75.00
Bakersfield Memorial Hospital Bakersfield $27.53 $18.75 – $75.00
St. Joseph's Medical Center Stockton Stockton $20.00 $17.68 – $68.00
Mercy Medical Center Merced Merced $30.90 $13.80 – $60.00
Providence Saint Joseph Medical Center Burbank $43.05 $315.21 – $583.14
Mercy General Hospital Sacramento $117.51 $123.97 – $479.71

All California hospitals for this procedure →