MRA spinal canal at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$1,887.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,889.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$292.76 with Hill Physicians vs $7,195.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hill Physicians | Commercial|All Plans | $292.76 | ↓ -84% |
| United | Medicaid|> 21 | $340.97 | ↓ -82% |
| United | Medicaid|< 21 | $340.97 | ↓ -82% |
| Hill Physicians | Medicaid|All Plans | $375.07 | ↓ -80% |
| Molina | Medicaid|All Plans | $641.02 | ↓ -66% |
| BCBS - Anthem | Medicaid|All Plans | $647.84 | ↓ -66% |
| United | Commercial|Non-Options PPO | $693.25 | ↓ -63% |
| United | Commercial|All Other Plans | $693.25 | ↓ -63% |
| United | Commercial|HMO | $693.25 | ↓ -63% |
| United | Commercial|Options PPO | $693.25 | ↓ -63% |
| WCMG | Commercial|All Plans | $757.79 | ↓ -60% |
| California Health & Wellness | Medicaid|All Plans | $780.82 | ↓ -59% |
| Health Net | Medicaid|All Plans | $780.82 | ↓ -59% |
| Aetna | Commercial|All Other Plans | $1,263.96 | ↓ -33% |
| Aetna | Commercial|HMO | $1,263.96 | ↓ -33% |
| Aetna | Commercial|PPO | $1,263.96 | ↓ -33% |
| Partnership Health Plan | Medicaid|All Plans | $1,466.17 | ↓ -22% |
| Western Health Advantage | Commercial|All Plans | $2,411.15 | ↑ +28% |
| BCBS - Anthem | Commercial|Connection EPO | $2,506.00 | ↑ +33% |
| Kaiser | Medicaid|All Plans | $2,824.49 | ↑ +50% |
| BCBS - Anthem | Commercial|All Other Plans | $3,133.00 | ↑ +66% |
| Kaiser | Commercial|All Plans | $3,720.06 | ↑ +97% |
| BCBS - Anthem | Commercial|MCS | $4,386.00 | ↑ +132% |
| Healthsmart | Commercial|All Plans | $5,166.75 | ↑ +174% |
| First Health | Commercial|All Plans | $5,166.75 | ↑ +174% |
| Cigna | Commercial|LocalPlus | $5,397.00 | ↑ +186% |
| Sutter Health | Commercial|All Plans | $5,511.20 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $5,717.87 | ↑ +203% |
| Cigna | Commercial|All Other Plans | $7,195.00 | ↑ +281% |
Visitor-reported prices
Comments
MRA spinal canal at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $697.74 | $430.11 – $1,901.00 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $2,429.00 | $500.06 – $2,210.91 |
| California Hospital Medical Center | Los Angeles | $2,060.28 | $306.87 – $1,907.00 |
| St. Mary Medical Center | Long Beach | $848.82 | $306.87 – $1,922.00 |
| Providence Saint Joseph Medical Center | Burbank | $4,154.50 | $500.06 – $2,215.36 |
| St Jude Medical Center | Fullerton | $6,894.72 | $500.06 – $4,351.79 |
| Community Hospital San Bernardino | San Bernardino | $543.89 | $340.97 – $1,704.85 |
| Providence St Joseph Hospital Orange | Orange | $4,460.16 | $500.06 – $4,258.66 |