MRA pelvis at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$3,048.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,125.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$289.77 with Hill Physicians vs $7,195.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hill Physicians | Commercial|All Plans | $289.77 | ↓ -90% |
| United | Medicaid|> 21 | $331.39 | ↓ -89% |
| United | Medicaid|< 21 | $331.39 | ↓ -89% |
| Hill Physicians | Medicaid|All Plans | $364.53 | ↓ -88% |
| Molina | Medicaid|All Plans | $623.01 | ↓ -80% |
| BCBS - Anthem | Medicaid|All Plans | $629.64 | ↓ -79% |
| United | Commercial|Non-Options PPO | $672.03 | ↓ -78% |
| United | Commercial|All Other Plans | $672.03 | ↓ -78% |
| United | Commercial|HMO | $672.03 | ↓ -78% |
| United | Commercial|Options PPO | $672.03 | ↓ -78% |
| WCMG | Commercial|All Plans | $722.04 | ↓ -76% |
| California Health & Wellness | Medicaid|All Plans | $758.88 | ↓ -75% |
| Health Net | Medicaid|All Plans | $758.88 | ↓ -75% |
| Aetna | Commercial|All Other Plans | $1,263.96 | ↓ -59% |
| Aetna | Commercial|HMO | $1,263.96 | ↓ -59% |
| Aetna | Commercial|PPO | $1,263.96 | ↓ -59% |
| Partnership Health Plan | Medicaid|All Plans | $1,424.98 | ↓ -53% |
| Western Health Advantage | Commercial|All Plans | $2,297.40 | ↓ -25% |
| BCBS - Anthem | Commercial|Connection EPO | $2,506.00 | ↓ -18% |
| Kaiser | Medicaid|All Plans | $2,691.24 | ↓ -12% |
| BCBS - Anthem | Commercial|All Other Plans | $3,133.00 | ↑ +3% |
| Kaiser | Commercial|All Plans | $3,544.56 | ↑ +16% |
| BCBS - Anthem | Commercial|MCS | $4,386.00 | ↑ +44% |
| Healthsmart | Commercial|All Plans | $4,923.00 | ↑ +62% |
| First Health | Commercial|All Plans | $4,923.00 | ↑ +62% |
| Sutter Health | Commercial|All Plans | $5,251.20 | ↑ +72% |
| Cigna | Commercial|LocalPlus | $5,397.00 | ↑ +77% |
| MultiPlan | Commercial|All Plans | $5,448.12 | ↑ +79% |
| Cigna | Commercial|All Other Plans | $7,195.00 | ↑ +136% |
Visitor-reported prices
Comments
MRA pelvis at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,637.25 | $501.36 – $2,915.64 |
| Banner Lassen Medical Center | Susanville | $2,602.35 | $546.79 – $2,414.33 |
| Arroyo Grande Hospital | Santa Maria | $2,099.34 | $331.39 – $2,955.68 |
| Mark Twain Medical Center | San Andreas | $7,310.69 | $331.39 – $4,214.98 |
| French Hospital | San Luis Obispo | $1,674.63 | $296.73 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,765.96 | $331.39 – $2,413.60 |
| Bakersfield Memorial Hospital | Bakersfield | $1,746.92 | $331.39 – $2,383.43 |
| Queen of The Valley Medical Center | Napa | $7,032.90 | $481.58 – $3,272.99 |