Mlh1 gene at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$100.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.15 with WCMG vs $567.92 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $40.15 ↓ -60%
Western Health Advantage Commercial|All Plans $127.75 ↑ +28%
Kaiser Medicaid|All Plans $149.65 ↑ +50%
BCBS - Anthem Medicare|All Other Plans $181.36 ↑ +81%
Humana Commercial|All Plans $192.32 ↑ +92%
Humana Medicare|All Plans $192.32 ↑ +92%
Aetna Medicare|All Plans $192.32 ↑ +92%
Molina Medicare|All Plans $192.32 ↑ +92%
United Medicare|All Plans $192.32 ↑ +92%
United Medicaid|< 21 $192.32 ↑ +92%
United Medicaid|> 21 $192.32 ↑ +92%
Kaiser Medicare|All Plans $192.32 ↑ +92%
Blue Shield CA Medicare|HMO $192.32 ↑ +92%
Blue Shield CA Medicare|PPO $192.32 ↑ +92%
Partnership Health Plan Medicaid|All Plans $192.32 ↑ +92%
Hill Physicians Commercial|All Plans $192.32 ↑ +92%
Kaiser Commercial|All Plans $197.10 ↑ +97%
BCBS - Anthem Medicare|Imperial $198.09 ↑ +98%
Hill Physicians Medicaid|All Plans $211.55 ↑ +112%
BrightHealth Commercial|All Plans $211.55 ↑ +112%
United Commercial|Non-Options PPO $230.78 ↑ +131%
United Commercial|All Other Plans $230.78 ↑ +131%
United Commercial|HMO $230.78 ↑ +131%
United Commercial|Options PPO $230.78 ↑ +131%
BlueShield Medicare|Trauma $240.40 ↑ +140%
Healthsmart Commercial|All Plans $273.75 ↑ +174%
First Health Commercial|All Plans $273.75 ↑ +174%
Prison Healthcare Medicaid|All Plans $288.48 ↑ +188%
Sutter Health Commercial|All Plans $292.00 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $292.00 ↑ +192%
MultiPlan Commercial|All Plans $302.95 ↑ +203%
Molina Medicaid|All Plans $361.56 ↑ +262%
Aetna Commercial|HMO $365.00 ↑ +265%
BCBS - Anthem Medicaid|All Plans $365.00 ↑ +265%
Aetna Commercial|All Other Plans $365.00 ↑ +265%
BCBS - Anthem Commercial|MCS $365.00 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $365.00 ↑ +265%
Health Net Medicaid|All Plans $365.00 ↑ +265%
California Health & Wellness Medicaid|All Plans $365.00 ↑ +265%
Aetna Commercial|PPO $365.00 ↑ +265%
Cigna Commercial|LocalPlus $425.91 ↑ +326%
Cigna Commercial|All Other Plans $567.92 ↑ +468%

Visitor-reported prices

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Mlh1 gene at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $88.08 $38.46 – $317.33
Arroyo Grande Hospital Santa Maria $156.22 $182.50 – $495.54
Mark Twain Medical Center San Andreas $239.76 $192.32 – $352.80
French Hospital San Luis Obispo $143.08 $98.55 – $582.55
Mercy Hospitals – Bakersfield Bakersfield $133.56 $180.00 – $552.67
Bakersfield Memorial Hospital Bakersfield $132.12 $180.00 – $552.67
St. Joseph's Medical Center Stockton Stockton $105.84 $75.60 – $360.00
Mercy Medical Center Mt. Shasta Mt Shasta $283.97 $189.80 – $357.70

All California hospitals for this procedure →