Lens iol ant chamb 10.5 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$453.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,655.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.85 with WCMG vs $335.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $36.85 ↓ -92%
Kaiser Medicare|All Plans $77.05 ↓ -83%
Kaiser Commercial|All Plans $77.05 ↓ -83%
Kaiser Medicaid|All Plans $77.05 ↓ -83%
Partnership Health Plan Medicaid|All Plans $83.75 ↓ -82%
California Health & Wellness Medicaid|All Plans $93.80 ↓ -79%
Health Net Medicaid|All Plans $93.80 ↓ -79%
Health Net Commercial|EPPO $130.65 ↓ -71%
Cigna Commercial|LocalPlus $134.00 ↓ -70%
United Commercial|Non-Options PPO $174.20 ↓ -62%
Cigna Commercial|All Other Plans $177.55 ↓ -61%
United Commercial|Options PPO $187.60 ↓ -59%
United Commercial|HMO $187.60 ↓ -59%
United Commercial|All Other Plans $187.60 ↓ -59%
Blue Shield CA Commercial|ACO Trio $217.75 ↓ -52%
Western Health Advantage Commercial|All Plans $217.75 ↓ -52%
Health Net Commercial|FFS $237.85 ↓ -48%
Healthsmart Commercial|All Plans $251.25 ↓ -45%
First Health Commercial|All Plans $251.25 ↓ -45%
BCBS - Anthem Commercial|Connection EPO $261.30 ↓ -42%
Sutter Health Commercial|All Plans $268.00 ↓ -41%
Blue Shield CA Commercial|Exchange $274.70 ↓ -39%
Blue Shield CA Commercial|ACO Trio CalPers $274.70 ↓ -39%
MultiPlan Commercial|All Plans $278.05 ↓ -39%
Aetna Commercial|HMO $284.75 ↓ -37%
Aetna Commercial|All Other Plans $284.75 ↓ -37%
Aetna Commercial|PPO $284.75 ↓ -37%
Blue Shield CA Commercial|PPO $301.50 ↓ -34%
Blue Shield CA Commercial|PPO Tandem $301.50 ↓ -34%
Blue Shield CA Commercial|HMO $301.50 ↓ -34%
Blue Shield CA Commercial|CalPers $308.20 ↓ -32%
BCBS - Anthem Commercial|MCS $324.95 ↓ -28%
BCBS - Anthem Commercial|All Other Plans $324.95 ↓ -28%
BCBS - Anthem Medicaid|All Plans $335.00 ↓ -26%

Visitor-reported prices

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Lens iol ant chamb 10.5 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $339.89 $63.84 – $207.48
Banner Lassen Medical Center Susanville $1,503.69 $243.54 – $576.18
Petaluma Valley Hospital Petaluma $368.48 not published
Arroyo Grande Hospital Santa Maria $256.38 $105.57 – $449.82
French Hospital San Luis Obispo $234.81 $87.21 – $449.82
Mercy Hospitals – Bakersfield Bakersfield $246.72 $97.50 – $351.00
Bakersfield Memorial Hospital Bakersfield $244.06 $97.50 – $378.30
Queen of The Valley Medical Center Napa $285.24 not published

All California hospitals for this procedure →