Interrog device eval heart at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$124.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$454.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.44 with Hill Physicians vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $39.44 ↓ -68%
BCBS - Anthem Medicare|All Other Plans $46.21 ↓ -63%
Humana Commercial|All Plans $49.00 ↓ -61%
Aetna Medicare|All Plans $49.00 ↓ -61%
Kaiser Medicare|All Plans $49.00 ↓ -61%
Humana Medicare|All Plans $49.00 ↓ -61%
Molina Medicare|All Plans $49.00 ↓ -61%
Blue Shield CA Medicare|PPO $49.00 ↓ -61%
United Medicare|All Plans $49.00 ↓ -61%
Blue Shield CA Medicare|HMO $49.00 ↓ -61%
WCMG Commercial|All Plans $49.94 ↓ -60%
BCBS - Anthem Medicare|Imperial $50.47 ↓ -59%
BrightHealth Commercial|All Plans $53.90 ↓ -57%
United Medicaid|> 21 $58.20 ↓ -53%
United Medicaid|< 21 $58.20 ↓ -53%
BlueShield Medicare|Trauma $61.25 ↓ -51%
Hill Physicians Medicaid|All Plans $64.02 ↓ -49%
Prison Healthcare Medicaid|All Plans $73.50 ↓ -41%
Molina Medicaid|All Plans $109.42 ↓ -12%
BCBS - Anthem Medicaid|All Plans $110.58 ↓ -11%
Health Net Medicaid|All Plans $133.28 ↑ +7%
California Health & Wellness Medicaid|All Plans $133.28 ↑ +7%
Western Health Advantage Commercial|All Plans $158.90 ↑ +28%
Kaiser Medicaid|All Plans $186.14 ↑ +50%
Kaiser Commercial|All Plans $245.16 ↑ +97%
Partnership Health Plan Medicaid|All Plans $250.26 ↑ +101%
BCBS - Anthem Commercial|Connection EPO $326.27 ↑ +162%
Healthsmart Commercial|All Plans $340.50 ↑ +174%
First Health Commercial|All Plans $340.50 ↑ +174%
Sutter Health Commercial|All Plans $363.20 ↑ +192%
MultiPlan Commercial|All Plans $376.82 ↑ +203%
BCBS - Anthem Commercial|All Other Plans $407.70 ↑ +228%
United Commercial|HMO $454.00 ↑ +265%
United Commercial|Non-Options PPO $454.00 ↑ +265%
BCBS - Anthem Commercial|MCS $454.00 ↑ +265%
Health Net Commercial|EPPO $3,200.00 ↑ +2472%
Health Net Commercial|FFS $5,805.00 ↑ +4566%
United Commercial|All Other Plans $16,950.00 ↑ +13525%
United Commercial|Options PPO $16,950.00 ↑ +13525%

Visitor-reported prices

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Interrog device eval heart at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $66.06 $47.38 – $142.20
St. Joseph's Medical Center Stockton Stockton $38.22 $27.30 – $130.00
Santa Rosa Memorial Hospital Santa Rosa $86.19 $51.93 – $162.55
Providence Mission Hospital - Mission Viejo Mission Viejo $99.36 $40.80 – $88.80
Mercy Medical Center Merced Merced $105.58 $47.38 – $205.00
St. Mary Medical Center Long Beach $155.23 $47.38 – $361.00
St Jude Medical Center Fullerton $69.12 $40.80 – $88.80
Community Hospital San Bernardino San Bernardino $41.45 $47.38 – $8,268.00

All California hospitals for this procedure →