Interrog dev eval scrms ip at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$119.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$437.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.35 with BCBS - Anthem vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicare|All Other Plans $30.35 ↓ -75%
Humana Medicare|All Plans $32.18 ↓ -73%
Humana Commercial|All Plans $32.18 ↓ -73%
Aetna Medicare|All Plans $32.18 ↓ -73%
Kaiser Medicare|All Plans $32.18 ↓ -73%
Molina Medicare|All Plans $32.18 ↓ -73%
Blue Shield CA Medicare|PPO $32.18 ↓ -73%
United Medicare|All Plans $32.18 ↓ -73%
Blue Shield CA Medicare|HMO $32.18 ↓ -73%
BCBS - Anthem Medicare|Imperial $33.15 ↓ -72%
Hill Physicians Commercial|All Plans $34.21 ↓ -71%
BrightHealth Commercial|All Plans $35.40 ↓ -70%
United Medicaid|< 21 $36.33 ↓ -70%
United Medicaid|> 21 $36.33 ↓ -70%
Hill Physicians Medicaid|All Plans $39.96 ↓ -67%
BlueShield Medicare|Trauma $40.23 ↓ -66%
WCMG Commercial|All Plans $48.07 ↓ -60%
Prison Healthcare Medicaid|All Plans $48.27 ↓ -60%
Molina Medicaid|All Plans $68.30 ↓ -43%
BCBS - Anthem Medicaid|All Plans $69.03 ↓ -42%
California Health & Wellness Medicaid|All Plans $83.20 ↓ -31%
Health Net Medicaid|All Plans $83.20 ↓ -31%
Western Health Advantage Commercial|All Plans $152.95 ↑ +28%
Partnership Health Plan Medicaid|All Plans $156.22 ↑ +30%
Kaiser Medicaid|All Plans $179.17 ↑ +50%
Kaiser Commercial|All Plans $235.98 ↑ +97%
BCBS - Anthem Commercial|Connection EPO $241.59 ↑ +102%
BCBS - Anthem Commercial|All Other Plans $301.88 ↑ +152%
First Health Commercial|All Plans $327.75 ↑ +174%
Healthsmart Commercial|All Plans $327.75 ↑ +174%
Sutter Health Commercial|All Plans $349.60 ↑ +192%
MultiPlan Commercial|All Plans $362.71 ↑ +203%
BCBS - Anthem Commercial|MCS $422.68 ↑ +253%
United Commercial|HMO $437.00 ↑ +265%
United Commercial|Non-Options PPO $437.00 ↑ +265%
Health Net Commercial|EPPO $3,200.00 ↑ +2572%
Health Net Commercial|FFS $5,805.00 ↑ +4748%
United Commercial|All Other Plans $16,950.00 ↑ +14056%
United Commercial|Options PPO $16,950.00 ↑ +14056%

Visitor-reported prices

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Interrog dev eval scrms ip at other California hospitals

Hospital City Cash price Negotiated range
Dominican Hospital Santa Cruz $89.55 $33.65 – $169.15
St. Mary Medical Center Long Beach $155.23 $31.12 – $361.00
Community Hospital San Bernardino San Bernardino $41.45 $31.12 – $8,268.00
Glendale Memorial Hospital Health Center Glendale $18.91 $14.50 – $50.86
St. Bernardine Medical Center San Bernardino $35.30 $30.74 – $6,210.00
Mercy General Hospital Sacramento $95.27 $30.35 – $349.60
Mercy Hospital of Folsom Folsom $170.00 $30.35 – $358.34
Woodland Memorial Hospital Woodland $119.74 $30.35 – $437.00

All California hospitals for this procedure →