Insert/repl sq defib w/eltrd at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$31,205.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$113,889.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$508.93 with United vs $113,889.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $508.93 ↓ -98%
United Medicaid|> 21 $508.93 ↓ -98%
Hill Physicians Commercial|All Plans $543.79 ↓ -98%
Hill Physicians Medicaid|All Plans $559.82 ↓ -98%
Molina Medicaid|All Plans $956.79 ↓ -97%
BCBS - Anthem Medicaid|All Plans $966.97 ↓ -97%
California Health & Wellness Medicaid|All Plans $1,165.45 ↓ -96%
Health Net Medicaid|All Plans $1,165.45 ↓ -96%
Partnership Health Plan Medicaid|All Plans $2,188.40 ↓ -93%
Blue Shield CA Commercial|ACO Trio $4,430.00 ↓ -86%
Blue Shield CA Commercial|ACO Trio CalPers $5,645.00 ↓ -82%
Blue Shield CA Commercial|Exchange $5,727.00 ↓ -82%
Blue Shield CA Commercial|PPO Tandem $7,528.00 ↓ -76%
Aetna Commercial|PPO $8,286.00 ↓ -73%
Aetna Commercial|All Other Plans $8,286.00 ↓ -73%
Aetna Commercial|HMO $8,286.00 ↓ -73%
Blue Shield CA Commercial|HMO $8,370.00 ↓ -73%
Blue Shield CA Commercial|CalPers $8,811.00 ↓ -72%
Blue Shield CA Commercial|PPO $9,068.00 ↓ -71%
WCMG Commercial|All Plans $12,527.79 ↓ -60%
BCBS - Anthem Commercial|Connection EPO $12,886.00 ↓ -59%
BCBS - Anthem Commercial|All Other Plans $16,107.00 ↓ -48%
BCBS - Anthem Commercial|MCS $22,550.00 ↓ -28%
Health Net Commercial|EPPO $27,970.00 ↓ -10%
BCBS - Anthem Medicare|All Other Plans $39,730.59 ↑ +27%
Western Health Advantage Commercial|All Plans $39,861.15 ↑ +28%
Molina Medicare|All Plans $42,132.12 ↑ +35%
Kaiser Medicare|All Plans $42,132.12 ↑ +35%
Blue Shield CA Medicare|HMO $42,132.12 ↑ +35%
Aetna Medicare|All Plans $42,132.12 ↑ +35%
Blue Shield CA Medicare|PPO $42,132.12 ↑ +35%
Humana Commercial|All Plans $42,132.12 ↑ +35%
Humana Medicare|All Plans $42,132.12 ↑ +35%
United Medicare|All Plans $42,132.12 ↑ +35%
BCBS - Anthem Medicare|Imperial $43,396.08 ↑ +39%
BrightHealth Commercial|All Plans $46,345.33 ↑ +49%
Kaiser Medicaid|All Plans $46,694.49 ↑ +50%
Health Net Commercial|FFS $50,742.00 ↑ +63%
BlueShield Medicare|Trauma $52,665.15 ↑ +69%
Kaiser Commercial|All Plans $61,500.06 ↑ +97%
Prison Healthcare Medicaid|All Plans $63,198.18 ↑ +103%
First Health Commercial|All Plans $85,416.75 ↑ +174%
Healthsmart Commercial|All Plans $85,416.75 ↑ +174%
Sutter Health Commercial|All Plans $91,111.20 ↑ +192%
MultiPlan Commercial|All Plans $94,527.87 ↑ +203%
United Commercial|Options PPO $113,889.00 ↑ +265%
United Commercial|Non-Options PPO $113,889.00 ↑ +265%
United Commercial|HMO $113,889.00 ↑ +265%
United Commercial|All Other Plans $113,889.00 ↑ +265%

Visitor-reported prices

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Insert/repl sq defib w/eltrd at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $28,282.54 $769.96 – $80,511.58
Arroyo Grande Hospital Santa Maria $45,154.86 $508.93 – $103,391.96
French Hospital San Luis Obispo $40,152.17 $508.93 – $100,380.42
Bakersfield Memorial Hospital Bakersfield $42,194.36 $508.93 – $90,827.09
St. Joseph's Medical Center Stockton Stockton $19,895.87 $508.93 – $56,845.32
Santa Rosa Memorial Hospital Santa Rosa $48,827.91 $2,995.00 – $43,676.48
Providence Mission Hospital - Mission Viejo Mission Viejo $26,421.12 $6,920.00 – $74,686.95
Mercy Medical Center Merced Merced $55,886.77 $508.93 – $107,432.82

All California hospitals for this procedure →