Hepatobiliary system imaging at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,209.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,416.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$286.03 with Hill Physicians vs $4,416.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $286.03 ↓ -76%
United Medicaid|> 21 $291.01 ↓ -76%
United Medicaid|< 21 $291.01 ↓ -76%
Hill Physicians Medicaid|All Plans $320.11 ↓ -74%
WCMG Commercial|All Plans $485.76 ↓ -60%
BCBS - Anthem Medicare|All Other Plans $497.94 ↓ -59%
Blue Shield CA Medicare|PPO $528.04 ↓ -56%
Humana Medicare|All Plans $528.04 ↓ -56%
Aetna Medicare|All Plans $528.04 ↓ -56%
Molina Medicare|All Plans $528.04 ↓ -56%
United Medicare|All Plans $528.04 ↓ -56%
Kaiser Medicare|All Plans $528.04 ↓ -56%
Blue Shield CA Medicare|HMO $528.04 ↓ -56%
Humana Commercial|All Plans $528.04 ↓ -56%
BCBS - Anthem Medicare|Imperial $543.88 ↓ -55%
Molina Medicaid|All Plans $547.10 ↓ -55%
BCBS - Anthem Medicaid|All Plans $552.92 ↓ -54%
BrightHealth Commercial|All Plans $580.84 ↓ -52%
BlueShield Medicare|Trauma $660.05 ↓ -45%
California Health & Wellness Medicaid|All Plans $666.41 ↓ -45%
Health Net Medicaid|All Plans $666.41 ↓ -45%
Prison Healthcare Medicaid|All Plans $792.06 ↓ -35%
United Commercial|Options PPO $848.52 ↓ -30%
United Commercial|Non-Options PPO $848.52 ↓ -30%
United Commercial|All Other Plans $848.52 ↓ -30%
United Commercial|HMO $848.52 ↓ -30%
Aetna Commercial|PPO $1,019.16 ↓ -16%
Aetna Commercial|HMO $1,019.16 ↓ -16%
Aetna Commercial|All Other Plans $1,019.16 ↓ -16%
Partnership Health Plan Medicaid|All Plans $1,251.34 ↑ +3%
Cigna Commercial|LocalPlus $1,523.13 ↑ +26%
Western Health Advantage Commercial|All Plans $1,545.60 ↑ +28%
Kaiser Medicaid|All Plans $1,810.56 ↑ +50%
Cigna Commercial|All Other Plans $2,030.99 ↑ +68%
Kaiser Commercial|All Plans $2,384.64 ↑ +97%
Healthsmart Commercial|All Plans $3,312.00 ↑ +174%
First Health Commercial|All Plans $3,312.00 ↑ +174%
BCBS - Anthem Commercial|Connection EPO $3,532.80 ↑ +192%
Sutter Health Commercial|All Plans $3,532.80 ↑ +192%
MultiPlan Commercial|All Plans $3,665.28 ↑ +203%
BCBS - Anthem Commercial|All Other Plans $4,416.00 ↑ +265%
BCBS - Anthem Commercial|MCS $4,416.00 ↑ +265%

Visitor-reported prices

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Hepatobiliary system imaging at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,546.58 $440.27 – $2,754.18
Banner Lassen Medical Center Susanville $748.17 $80.37 – $1,081.55
Petaluma Valley Hospital Petaluma $2,840.70 $538.74 – $1,884.48
Arroyo Grande Hospital Santa Maria $1,525.40 $291.01 – $3,038.00
Mark Twain Medical Center San Andreas $2,311.69 $291.01 – $2,637.18
French Hospital San Luis Obispo $1,229.32 $291.01 – $2,083.30
Mercy Hospitals – Bakersfield Bakersfield $453.37 $291.01 – $1,976.45
Bakersfield Memorial Hospital Bakersfield $448.48 $291.01 – $1,976.45

All California hospitals for this procedure →