Hemoglobin urine at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15.31

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.69 with WCMG vs $15.31 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $1.69 ↓ -60%
Partnership Health Plan Medicaid|All Plans $3.51 ↓ -16%
BCBS - Anthem Medicare|All Other Plans $3.72 ↓ -11%
Hill Physicians Commercial|All Plans $3.95 ↓ -6%
Aetna Medicare|All Plans $3.95 ↓ -6%
Blue Shield CA Medicare|PPO $3.95 ↓ -6%
Kaiser Medicare|All Plans $3.95 ↓ -6%
Molina Medicare|All Plans $3.95 ↓ -6%
Blue Shield CA Medicare|HMO $3.95 ↓ -6%
Humana Medicare|All Plans $3.95 ↓ -6%
Humana Commercial|All Plans $3.95 ↓ -6%
United Medicare|All Plans $3.95 ↓ -6%
BCBS - Anthem Medicare|Imperial $4.07 ↓ -3%
BrightHealth Commercial|All Plans $4.34 ↑ +3%
United Commercial|Options PPO $4.74 ↑ +13%
United Commercial|Non-Options PPO $4.74 ↑ +13%
United Commercial|HMO $4.74 ↑ +13%
United Commercial|All Other Plans $4.74 ↑ +13%
Blue Shield CA Commercial|ACO Trio $4.75 ↑ +13%
BlueShield Medicare|Trauma $4.94 ↑ +18%
United Medicaid|< 21 $5.03 ↑ +20%
United Medicaid|> 21 $5.03 ↑ +20%
Western Health Advantage Commercial|All Plans $5.36 ↑ +28%
Hill Physicians Medicaid|All Plans $5.53 ↑ +32%
Prison Healthcare Medicaid|All Plans $5.92 ↑ +41%
Blue Shield CA Commercial|ACO Trio CalPers $6.13 ↑ +46%
Kaiser Medicaid|All Plans $6.28 ↑ +50%
Blue Shield CA Commercial|Exchange $6.44 ↑ +53%
Molina Medicaid|All Plans $6.60 ↑ +57%
Kaiser Commercial|All Plans $8.27 ↑ +97%
Blue Shield CA Commercial|PPO Tandem $8.43 ↑ +101%
Cigna Commercial|LocalPlus $8.76 ↑ +109%
Blue Shield CA Commercial|HMO $9.04 ↑ +115%
Blue Shield CA Commercial|CalPers $9.50 ↑ +126%
Blue Shield CA Commercial|PPO $10.11 ↑ +141%
BCBS - Anthem Medicaid|All Plans $10.36 ↑ +147%
Healthsmart Commercial|All Plans $11.49 ↑ +174%
First Health Commercial|All Plans $11.49 ↑ +174%
California Health & Wellness Medicaid|All Plans $11.52 ↑ +174%
Health Net Medicaid|All Plans $11.52 ↑ +174%
Cigna Commercial|All Other Plans $11.68 ↑ +178%
BCBS - Anthem Commercial|Connection EPO $12.25 ↑ +192%
Sutter Health Commercial|All Plans $12.25 ↑ +192%
MultiPlan Commercial|All Plans $12.71 ↑ +203%
Aetna Commercial|HMO $14.87 ↑ +254%
Aetna Commercial|PPO $14.87 ↑ +254%
Aetna Commercial|All Other Plans $14.87 ↑ +254%
BCBS - Anthem Commercial|MCS $15.31 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $15.31 ↑ +265%

Visitor-reported prices

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Hemoglobin urine at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $6.56 $3.95 – $15.01
Mark Twain Medical Center San Andreas $10.20 $3.95 – $15.01
French Hospital San Luis Obispo $6.01 $3.95 – $15.01
Mercy Hospitals – Bakersfield Bakersfield $5.69 $3.95 – $12.25
Bakersfield Memorial Hospital Bakersfield $5.62 $3.95 – $12.10
St. Joseph's Behavioral Health Center Stockton $8.75 $1.54 – $12.25
St. Joseph's Medical Center Stockton Stockton $4.51 $3.22 – $12.56
Mercy Medical Center Mt. Shasta Mt Shasta $11.92 $3.51 – $15.01

All California hospitals for this procedure →