Heart image spect at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,390.83

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,076.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$172.36 with Hill Physicians vs $4,894.72 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $172.36 ↓ -88%
United Medicaid|< 21 $292.27 ↓ -79%
United Medicaid|> 21 $292.27 ↓ -79%
Hill Physicians Medicaid|All Plans $321.50 ↓ -77%
Molina Medicaid|All Plans $383.07 ↓ -72%
BCBS - Anthem Medicare|All Other Plans $497.94 ↓ -64%
Blue Shield CA Medicare|PPO $528.04 ↓ -62%
Humana Medicare|All Plans $528.04 ↓ -62%
Aetna Medicare|All Plans $528.04 ↓ -62%
Molina Medicare|All Plans $528.04 ↓ -62%
United Medicare|All Plans $528.04 ↓ -62%
Kaiser Medicare|All Plans $528.04 ↓ -62%
Blue Shield CA Medicare|HMO $528.04 ↓ -62%
Humana Commercial|All Plans $528.04 ↓ -62%
BCBS - Anthem Medicare|Imperial $543.88 ↓ -61%
WCMG Commercial|All Plans $558.36 ↓ -60%
BrightHealth Commercial|All Plans $580.84 ↓ -58%
BlueShield Medicare|Trauma $660.05 ↓ -53%
Health Net Medicaid|All Plans $669.30 ↓ -52%
California Health & Wellness Medicaid|All Plans $669.30 ↓ -52%
Aetna Commercial|PPO $717.13 ↓ -48%
Aetna Commercial|HMO $717.13 ↓ -48%
Aetna Commercial|All Other Plans $717.13 ↓ -48%
BCBS - Anthem Medicaid|All Plans $763.21 ↓ -45%
Prison Healthcare Medicaid|All Plans $792.06 ↓ -43%
United Commercial|Options PPO $848.52 ↓ -39%
United Commercial|Non-Options PPO $848.52 ↓ -39%
United Commercial|All Other Plans $848.52 ↓ -39%
United Commercial|HMO $848.52 ↓ -39%
Partnership Health Plan Medicaid|All Plans $1,256.78 ↓ -10%
Cigna Commercial|LocalPlus $1,523.13 ↑ +10%
Western Health Advantage Commercial|All Plans $1,776.60 ↑ +28%
Cigna Commercial|All Other Plans $2,030.99 ↑ +46%
Kaiser Medicaid|All Plans $2,081.16 ↑ +50%
Kaiser Commercial|All Plans $2,741.04 ↑ +97%
BCBS - Anthem Commercial|Connection EPO $2,797.66 ↑ +101%
BCBS - Anthem Commercial|All Other Plans $3,495.89 ↑ +151%
First Health Commercial|All Plans $3,807.00 ↑ +174%
Healthsmart Commercial|All Plans $3,807.00 ↑ +174%
Sutter Health Commercial|All Plans $4,060.80 ↑ +192%
MultiPlan Commercial|All Plans $4,213.08 ↑ +203%
BCBS - Anthem Commercial|MCS $4,894.72 ↑ +252%

Visitor-reported prices

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Heart image spect at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $3,443.89 $292.27 – $2,387.28
Mercy Hospitals – Bakersfield Bakersfield $364.70 $292.27 – $1,976.45
Bakersfield Memorial Hospital Bakersfield $360.77 $292.27 – $1,976.45
Providence St Joseph Hospital Eureka Eureka $655.35 $514.17 – $1,857.85
St. Joseph's Medical Center Stockton Stockton $2,805.94 $292.27 – $3,913.86
Mercy Medical Center Merced Merced $573.20 $292.27 – $511.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $639.10 $471.50 – $1,439.81
California Hospital Medical Center Los Angeles $843.42 $263.04 – $1,461.35

All California hospitals for this procedure →